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All Journal Adzkiya : Jurnal Hukum dan Ekonomi Syariah Etihad: Journal of Islamic Banking and Finance Filantropi: Jurnal Manajemen Zakat dan Wakaf Al-Iqtishad
Santo Hartono, Haryani
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences

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The Strategies of Enhancing Zakat Education in Indonesia Santo Hartono, Haryani
Adzkiya : Jurnal Hukum dan Ekonomi Syariah Vol. 11 No. 2 (2023): Adzkiya: Jurnal Hukum dan Ekonomi Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Meto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/adzkiya.v11i2.7199

Abstract

Starting zakat education needs to be pursued as early as possible, continuing at the stages of youth and adulthood, and applying it in old age. Implementing the strategies in zakat education is a long journey. This study describes the strategy used by the National Zakat Board (BAZNAS), as the only Indonesia government zakat agency in improving zakat education in Indonesia. This study uses a descriptive qualitative approach, describing the stages in implementing zakat education. BAZNAS in carrying out its role collaborates with the experts in education to further increase zakat literacy in society. The strategy in educating the public about zakat requires support from all parties, be it the government, educational institutions, and the community itself.
CONSTRUCTING SUSTAINABLE ECONOMY FOR MICRO-SIZED ENTERPRISES THROUGH QARDHUL HASSAN FINANCING BASED ON ISLAMIC PHILANTHROPY FUNDS Santo Hartono, Haryani
Filantropi : Jurnal Manajemen Zakat dan Wakaf Vol. 5 No. 2 (2024): Filantropi
Publisher : Program Studi Manajemen Zakat dan Wakaf

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/finalmazawa.v5i2.9541

Abstract

The research aims to describe the role of halal financing based on Islamic philanthropy funds in building up economy for micro scale enterprises. This research was conducted on BANKZAKAT (Indonesian: Bantuan Keuangan Berbasis Zakat), a financial aid institution based on zakat, infaq, and sadaqah funds which is a program of BAZNAS Musi Rawas Regency. This study uses a descriptive qualitative research method. Data obtained by means of observation and interviews. The results show that qardhul hassan financing based on Islamic philanthropy funds provides the potential for poverty alleviation, releases from the trap of moneylending with multiple interest rates, and raises awareness to participate in continuing kindness to others by raising the level of life from mustahik to first become munfiq and being potential muzakki. Qardhul hassan financing is a solution in constructing economic sustainability, especially for micro and super micro enterprises.
Identifying Measurable Impact of Islamic Banking on the Indonesian Economy Santo Hartono, Haryani; Nurrachmi, Rininta
Etihad: Journal of Islamic Banking and Finance Vol. 5 No. 2 (2025)
Publisher : UIN Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/etihad.v5i2.12113

Abstract

Introduction: This study investigates the short- and long-term relationship between Islamic banking development and Indonesia’s economic growth. Despite Indonesia operating a dual banking system, empirical research on Islamic finance and growth remains limited. Understanding this connection is crucial for leveraging Islamic finance as a driver of sustainable development. Research Methods: Using quarterly data from 2015 to 2024, the study examines the dynamic links among Islamic financing, GDP, and gross fixed capital formation (GFCF). The ARDL bounds testing approach, cointegration analysis, and error correction model (ECM) are employed to identify both short- and long-run relationships. Model stability is validated using CUSUM and CUSUMSQ tests. Results: The results reveal a strong long-term relationship between Islamic financial development, capital accumulation, and economic growth, supporting the supply-leading hypothesis. Short-term effects are positive but statistically insignificant. Model stability tests confirm structural consistency over time. Conclusion: These findings emphasize the potential of Islamic finance to promote sustainable economic development and provide guidance for policymakers seeking to enhance financial inclusion and resilience.
REVISITING ISLAMIC ENVIRONMENTAL ETHICS FOR SUSTAINABLE ECONOMICS Santo Hartono, Haryani
AL-IQTISHAD : Jurnal Perbankan Syariah dan Ekonomi Islam Vol. 3 No. 2 (2025): AL-IQTISHAD : Jurnal Perbankan Syariah dan Ekonomi Islam
Publisher : Program Studi Perbankan Syariah, Sekolah Tinggi Agama Islam Negeri (STAIN) Teungku Dirundeng Meulaboh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47498/v78rns19

Abstract

The paper examines how Islamic-based environmental ethics can be incorporated into sustainable economic systems through re-examination of the ethical aspect of human attitude towards nature as expounded by Ibrahim Özdemir. It claims that the contemporary Islamic economic practices have not taken into consideration much of the ecological nature of maqasid al-shariah, but rather on financial and institutional processes. Through a qualitative, interpretive method based on textual analysis and theoretical synthesis, the paper uses the principles of maqasid, tawhid, mizan, khilafah, and amanah to make a connection between the moral responsibility and ecological balance on the one hand and the socio-economic goals on the other hand. The results suggest that sustainability can be theorized as a value model in which the concept of sustainability can be viewed as a state where the balance between the material well-being, social justice, and environmental balance is reached, that is, a state of falah, holistic falah. It also proposes operational uses like green sukuk, eco-waqf and environmental zakat to incorporate ecological ethics in the Islamic finance. The paper concludes that divine ethics in the economy is a sure way to have a spiritually based and ecologically sound system of sustainable development.
Co-Authors Nurrachmi, Rininta