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Kusumaningrum , Ria
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ANALISIS MINAT PEMERINTAH DAERAH MENEMPATKAN DANA DAERAH PADA BANK SYARIAH Syukrilah, Muhamad Djedjen; Trihantana, Rully; Kusumaningrum , Ria
SAHID BANKING JOURNAL Vol 3 No 01 (2023): OKTOBER 2023
Publisher : Jurnal Penelitian Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbankingjournal.v3i01.118

Abstract

The Regional Government of Pamijahan, Cibungbulang and Ciampea Districts, Bogor Regency, has an increasing desire to place its funds in sharia banks. Using descriptive quantitative research methods, and using multiple linear regression data analysis techniques, the research results show that the Regional Government Regulation variable has no effect on regional government interest in placing regional funds in Islamic banks. With a calculated T value of 3.747 > T table 2.04841 and a significance level of 0.002 <0.05, the Regional Government of the sub-districts, namely Pamijahan, Cibungbulang, and Ciampea, Bogor Regency has an interest in placing regional funds in sharia banks, especially because of the Nisbah factor. Profit Sharing in Sharia Banks. The research results also show that simultaneously the variables Religiosity, Knowledge, Government Regulation, Promotion, Existence of Facilities, Administrative Costs, and Profit Sharing Ratio have a significant effect on the Regional Government's interest in placing regional funds in Islamic banks.
ANALISIS MINAT MASYARAKAT DESA PAMIJAHAN, DESA PASAREAN DAN DESA GUNUNG SARI KECAMATAN PAMIJAHAN KABUPATEN BOGOR MENGGUNAKAN APLIKASI MOBILE BANKING PADA MASA PANDEMI COVID-19 Ramadayanti, Alfi; Trihantana, Rully; Kusumaningrum , Ria
SAHID BANKING JOURNAL Vol 3 No 01 (2023): OKTOBER 2023
Publisher : Jurnal Penelitian Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbankingjournal.v3i01.121

Abstract

This research aims to analyze and explain the physical variables distancing and stay at home variables affect or not affect partially public interest in using mobile banking applications during the Covid-19 pandemic and to analyze and explain physical distancing variables and stay at home variables influencing or not simultaneously influencing people's interest in using mobile banking application during the Covid-19 pandemic. The sample of this study was 348 respondents, namely the people of Pamijahan Village, Pasarean Village and Gunung Sari Village. This study uses quantitative methods with multiple linear regression analysis and data collection using a questionnaire. The results of this study are physical distancing and stay at home have a significant effect on partial to public interest in using mobile banking applications in the future Covid-19 pandemic and physical distancing and stay at home affect simultaneously public interest in using mobile banking applications during the Covid-19 pandemic.