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Penyuluhan Mekanisme Gadai Bank Syariah Indonesia Pada SMK Swasta PAB 12 Saentis Putri Nazli
ARDHI : Jurnal Pengabdian Dalam Negri Vol. 2 No. 1 (2024): ARDHI : Jurnal Pengabdian Dalam Negri
Publisher : Asosiasi Riset Pendidikan Agama dan Filsafat Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/ardhi.v2i1.148

Abstract

The development of the sharia financial system is marked by the establishment of various sharia institutions and the issuance of various sharia-based financial instruments. Apart from banks which have the function of collecting and distributing funds to the community. However, banks also have the function of providing services such as pawning. Bank Syariah Indonesia is one of the banks that has a gold pawn product which is considered successful because it continues to increase every year. Sharia gold pawn financing is a product of channeling funds in the form of loans based on the qard principle with collateral of valuables in the form of gold as collateral for the customer's money. In providing financing to customers, there are several process stages that must be carried out by the Bank and Bank Syariah Indonesia also sets rental fees for gold pawn products that are quite cheap compared to other institutions. In this dedication, I explain the mechanism of gold pawning products at Bank Syariah Indonesia. The aim is for the public to become more familiar with the services and operations of Sharia Banks.
Edukasi Lembaga Keuangan Bank dan Non-Bank pada SMK Swasta PAB 12 Saentis Putri Nazli; Siti Kadariah; Mutia Indriani
Natural: Jurnal Pelaksanaan Pengabdian Bergerak bersama Masyarakat. Vol. 3 No. 3 (2025): August : Natural: Jurnal Pelaksanaan Pengabdian Bergerak bersama Masyarakat
Publisher : Asosiasi Riset Ilmu Kesehatan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/natural.v3i3.1708

Abstract

The development of the sharia financial system is marked by the establishment of various sharia institutions and the issuance of various sharia-based financial instruments. One of the most prominent institutions is sharia banks, which not only serve as financial intermediaries that collect and distribute funds to the community but also provide various services, including pawning. Bank Syariah Indonesia is one of the leading banks offering a gold pawn product, which has been considered successful due to its continuous growth every year. Sharia gold pawn financing is a product that channels funds in the form of loans, based on the qard principle, where gold serves as collateral for the customer’s money. The process involves several stages that must be followed by both the bank and the customer. Bank Syariah Indonesia has managed to set relatively low rental fees for its gold pawn products compared to other financial institutions, making it an attractive option for customers in need of short-term financing. In this community service activity, the aim is to provide a detailed explanation of the mechanism behind the gold pawning product at Bank Syariah Indonesia. By doing so, the public is expected to become more familiar with the services, operations, and benefits offered by sharia banks, particularly in the context of gold pawn financing. This initiative aims to increase the understanding and awareness of the public about the advantages of using sharia-based financial products, as well as highlight the role of such services in supporting the financial needs of individuals while adhering to Islamic principles. Through this outreach, it is hoped that more people will consider utilizing these financial services, thus contributing to the broader development of sharia finance
Analisis Studi Kelayakan UMKM Kaysha Fire Chicken Putri Nazli; Annisa Prastiwi
Jurnal Kabar Masyarakat Vol. 3 No. 1 (2025): JURNAL KABAR MASYARAKAT
Publisher : Institut Teknologi dan Bisnis Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/jkb.v3i1.3073

Abstract

A business feasibility study is a series of assessments that can be used to measure the feasibility of an investment or business proposal. Both new businesses and development of existing businesses. Kaysha Fire CHIcken, which has been operating for more than 2 years in Tanjung Mulia Medan, plans to expand its business by opening a new branch in Marelan as one of the steps to make the business better known to the people of North Sumatra. This research has used 7 main aspects that are commonly used in analyzing business feasibility and obtained the results that all these aspects show the business development plan seen from legal, market and marketing, financial, technical and operational, management and organizational, economic and social aspects as well as The environmental impact shows good results and is feasible to carry out, namely by opening this new branch. The research used is qualitative and quantitative research using field observation data collection techniques and documents from documents that have occurred in the main business, especially regarding financial reports. The selection of branch loci is also based on decisions outlined in technical and operational aspects.