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Pengaruh Lingkungan Pergaulan Terhadap Keinginan Berbisnis Mahasiswa Ekonomi Syariah UIN K.H Abdurrahman Wahid Pekalongan KHOTIBUL UMAM; Dyah Purbaningrum; Andhika Fahdkhansyah
Ebisma (Economics, Business, Management, & Accounting Journal) Vol. 4 No. 1 (2024): Economics, Business, Management, & Accounting Journal (Ebisma)
Publisher : Haka Vyza Media

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61083/ebisma.v4i1.44

Abstract

This research aims to explore the influence of the social environment on the entrepreneurial intentions among Islamic Economics students. The social environment encompasses aspects such as family support, peer influence, academic community, mentors, and access to business information and opportunities. This study employs a descriptive qualitative method with data collection techniques through surveys and literature reviews. The results show that family support significantly impacts students' motivation, both in the form of moral support and financial assistance. The campus environment also plays a crucial role, where relationships with like-minded peers and business seminars can encourage entrepreneurial interest. Peer influence is found to be more dominant than faculty influence in shaping entrepreneurial interest due to the ease of sharing practical experiences. Additionally, media and information provide further motivation, although personal motivation remains the primary factor. Overall, this research emphasizes the importance of social support and environment in fostering entrepreneurial intentions among Islamic Economics students but also highlights that individual motivation is the key factor in the decision to start a business.
The Role of Islamic Financial Literacy As an Empowerment of the Agricultural Sector Through Islamic Bank Financing Umam, Khotibul; Dyah Purbaningrum; Intan Bungo Islami; Rinda Asytuti
Al Rikaz: Jurnal Ekonomi Syariah Vol 3 No 1 (2024): Al Rikaz: Jurnal Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah IAIN Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/rikaz.v3i2.7806

Abstract

Penelitian ini bertujuan untuk menganalisis peran literasi keuangan syariah dalam memberdayakan sektor pertanian dengan fokus pada implementasi pembiayaan dari bank syariah. Dengan menggunakan metode studi literatur, data bersumber dari berbagai sumber literatur seperti buku, jurnal dan literatur lainnya yang relevan dengan penelitian. Metode analisis data menggunakan analisis deskriptif yang merupakan rangkuman secara normal terhadap data yang terkumpul yang diikuti dengan interpretasi dan justifikasi sehingga pembaca dapat memahami secara utuh. Hasil penelitian menunjukkan bahwa tingkat literasi keuangan syariah memberikan kontribusi yang signifikan terhadap pemberdayaan sektor pertanian. Pelaku usaha pertanian yang memiliki pemahaman yang baik terhadap prinsip-prinsip syariah lebih mampu memanfaatkan berbagai produk pembiayaan dari bank syariah. Peningkatan literasi keuangan syariah juga berkaitan erat dengan diversifikasi pembiayaan, peningkatan produktivitas, dan kemandirian keuangan pelaku usaha pertanian. Dalam konteks pemberdayaan masyarakat pertanian, literasi keuangan syariah muncul sebagai katalisator penting dalam membentuk perilaku dan keputusan keuangan yang berkelanjutan. Implikasi dari penelitian ini berkontribusi pada pemahaman tentang pentingnya literasi keuangan syariah dalam mencapai tujuan pemberdayaan sektor pertanian, dengan memberikan wawasan yang mendalam tentang bagaimana literasi keuangan syariah dapat meningkatkan akses dan manfaat dari pembiayaan bank syariah untuk bisnis pertanian.
Challenges and Opportunities in Implementing a Halal Lifestyle: A Study of Global Halal Regulations Khotibul Umam; Dyah Purbaningrum; Iklim Matunasia Aci
MONETARIUM: Journal of Economics Business and Management Vol. 1 No. 2 (2024)
Publisher : PC Ikatan Sarjana Nahdlatul Ulama Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71155/v9801q74

Abstract

The halal lifestyle is increasingly becoming a global concern within Muslim societies and beyond. This creates significant challenges and opportunities in implementing halal regulations at the global level. This research aims to analyze halal regulations that apply globally, explore the main challenges faced in implementing them, and identify opportunities related to the development of a halal lifestyle. In this research, we conducted a comprehensive literature review of global halal regulations covering various aspects. We also explore emerging challenges, such as harmonization of standards, certification costs, and monitoring of halal products. In addition, we identify opportunities in developing the halal product industry, including global market expansion and product innovation. The results of this research illustrate the complexity in implementing halal regulations at the global level and highlight the need for coordination efforts between countries and collaboration between stakeholders. The challenge of harmonizing halal standards is also a major focus, with the expansion of the global market and increasing consumer awareness about halal. On the other hand, opportunities in developing the halal product industry are wide open with significant market growth potential. This research contributes to the understanding of global halal regulations and provides valuable insights for governments, producers and other stakeholders in facing challenges and exploiting opportunities in implementing a halal lifestyle at the global level.