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NONLINEAR PRINCIPAL COMPONENT ANALYSIS IN PATH ANALYSIS WITH LATENT VARIABLES MIXED DATA Hardianti, Rindu; Solimun, Solimun; Nurjannah, Nurjannah
BAREKENG: Jurnal Ilmu Matematika dan Terapan Vol 18 No 1 (2024): BAREKENG: Journal of Mathematics and Its Application
Publisher : PATTIMURA UNIVERSITY

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30598/barekengvol18iss1pp0373-0382

Abstract

This study aims to obtain the main component score of the ability to pay latent variable, determine the strongest indicators forming the ability to pay on a mixed scale based on defined indicators, and model the ability to pay on time mediated by fear of paying using path analysis. The data used in this study is secondary data from mortgage-paying customers with a sample size of 100. The method used is nonlinear principal component analysis with path analysis modeling. The results of this study indicate that the eleven variables formed by PC1 or X1 are able to store diversity or information by 32.50%, while 67.50% of diversity or other information is not stored (wasted). The credit term is the strongest indicator that forms the ability to pay variable. The variable ability to pay mortgages has a significant effect on payments by mediating the fear of paying late with a coefficient of determination of 80.40%.
Nonlinear Principal Component Analysis with Mixed Data Formative Indicator Models in Path Analysis Hardianti, Rindu; Solimun, Solimun; Nurjannah, Nurjannah; Hamdan, Rosita
JTAM (Jurnal Teori dan Aplikasi Matematika) Vol 8, No 1 (2024): January
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jtam.v8i1.17559

Abstract

This research aims to obtain the main component score of the latent variable ability to pay, determine the strongest indicators forming the ability to pay on a mixed scale based on predetermined indicators, and model the ability to pay on time as mediated by fear of paying using path analysis. The data used is secondary data obtained through distributing questionnaires with a mixed data scale. The sampling technique used in the research was purposive sampling. The number of samples used in the research was 100 customers. The method used is nonlinear principal component analysis with path analysis modeling. The results of this research show that of the five indicators formed by the Principal Component, 74.8% of diversity or information is able to be stored, while 25.20% of diversity or other information is not stored (wasted). Credit term is the strongest indicator that forms the ability to pay variable. The variable ability to pay mortgage has a significant effect on payments by mediating the fear of being late in paying with a coefficient of determination of 73.63%.