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All Journal MIMBAR INTEGRITAS Jurnal Mahasiswa Entrepreneur
Wakid, Royhan Tofail
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Agriculture, Biological Sciences & Forestry Economics, Econometrics & Finance Education Electrical & Electronics Engineering Law, Crime, Criminology & Criminal Justice Social Sciences

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PENDAMPINGAN MANAJEMEN USAHA, KEUANGAN, DAN DIGITAL MARKETING SEBAGAI UPAYA PENINGKATAN PENDAPATAN USAHA MIKRO OLAHAN IKAN D’JATIM DESA DEMUNG KABUPATEN SITUBONDO Sari, Lita Permata; Wakid, Royhan Tofail
MIMBAR INTEGRITAS : Jurnal Pengabdian Vol 1 No 1 (2022): JANUARI 2022
Publisher : Biro Administrasi dan Akademik

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (328.291 KB) | DOI: 10.36841/mimbarintegritas.v1i1.1474

Abstract

Mitra kegiatan pengabdian masyarakat olahan ikan D’JATIM berlokasi di Desa Demung, Kecamatan Besuki, Kabupaten Situbondo. Permasalahan mitra pada produksi dan manajemen adalah pengemasan, pencatatan keuangan, serta pemasaran secara offline. Pendampingan yang dilakukan kepada usaha D’Jatim sebagai hasil pelaksanaan kegiatan pengabdian membantu dalam pengembangan usaha dengan mencantumkan informasi kadaluarsa produk dan pengusulan no ijin membuka usaha rumah tangga berupa produk olahan ikan. Dari sisi pengelolaan Keuangan menggunakan aplikasi Buku kas untuk memudahkan proses pencatatan transaksi dan memaksimalkan pemasaran melalui kemudahan media online yang banyak ditawarkan oleh platform transaksi jual beli.
ANALISIS PENGARUH LOAN TO DEPOSIT RATIO TERHADAP PROFITABILITAS DENGAN NET INTEREST MARGIN SEBAGAI VARIABEL INTERVENING PADA BANK UMUM KONVENSIONAL PERSERO YANG TERDAFTAR DI OJK Wakid, Royhan Tofail; Sari, Lita Permata; Subaida, Ida
Jurnal Mahasiswa Entrepreneurship (JME) Vol 1 No 1 (2022): JANUARI 2022
Publisher : Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (287.929 KB) | DOI: 10.36841/jme.v1i1.1849

Abstract

Bank is one of the institutions of stability of the financial system and banking system of a country that has prospects in the future in all economic conditions. State-owned conventional banks registered with the Otoritas Jasa Keuangan (OJK) have been supervised with integrity so that they are able to provide trust for users of financial services. The purpose of this study is to analyze the effect of the Loan to Deposit Ratio on Profitability at Persero conventional banks at OJK through Net Interest Margin. This research uses descriptive and quantitative methods. The population of this study are conventional banks registered with the Otoritas Jasa Keuangan (OJK). The sampling technique was determined by purposive sampling method. Data analysis and testing using Structural Equation Model – Partial Least Square (PLS-SEM). The results of the direct influence hypothesis test using the Smart PLS 3.0 application, indicate that the Loan to Deposit Ratio has a significant negative effect on Net Interest Margin, Loan to Deposit Ratio has no significant effect on Profitability, and Net Interest Margin has a significant effect on Profitability. The results of the indirect effect hypothesis test show that the Loan to Deposit Ratio variable on Profitability through Net Interest Margin has a significant negative effect.
Co-Authors Lita Permata Sari