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All Journal BUDGETING : Journal of Business, Management and Accounting Neo Journal of economy and social humanities
Romario, Fransiscus De
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Humanities Economics, Econometrics & Finance Social Sciences

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Strategi Peningkatan Tata Kelola Koperasi dalam Upaya Mencegah Praktik Tidak Sehat pada KSP Kopdit Pintu Air Cabang Koting Da Gomez, Veronika Chantika; Mitan, Wilhelmina; Romario, Fransiscus De
BUDGETING : Journal of Business, Management and Accounting Vol 5 No 2 (2024): BUDGETING : Journal of Business, Management and Accounting
Publisher : Institut Penelitian Matematika Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/budgeting.v5i2.9035

Abstract

This research aims to find out the strategy for improving cooperative governance in an effort to prevent unhealthy practices at KSP Kopdit Pintu Air Koting Branch. To identify problems, this research uses qualitative research. The data collection techniques use observation, interviews and documentation. It can be concluded that things that cause unhealthy practices include lack of transparency and lack of accountability, lack of internal supervision, and non-compliance with rules and regulations. Efforts to improve cooperative governance to prevent unhealthy practices include transparency and accountability, member participation, formation of supervisory committees, anti-corruption policies and business ethics, and ongoing evaluation. Keywords : Improvement of Cooperative Governance, Unhealthy Practices
Application of SWOT Analysis in Efforts to Develop Strategies for the Credit Union Bahtera Sejahtera Savings and Loan Cooperative Kwure, Agustinus Saperius; Sanga, Konstantinus Pati; Romario, Fransiscus De; Ice, Magdalena Nona
Neo Journal of economy and social humanities Vol 4 No 4 (2025): Neo Journal of Economy and Social Humanities
Publisher : International Publisher (YAPENBI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56403/nejesh.v4i4.361

Abstract

This study aims to analyze the strengths, weaknesses, opportunities, and threats in the development of strategies for KSP CU Bahtera Sejahtera through the application of SWOT analysis. The Research was conducted using a descriptive qualitative approach involving interviews with managers, financial staff, and cooperative members. The results of the study indicate that the cooperative has internal strengths, including friendly service, competitive loan interest rates, and strong solidarity among members. However, the weaknesses found include a lack of member understanding of cooperative principles and limitations in the application of digital technology. External opportunities that cooperatives can take advantage of include increasing public awareness of financial literacy and support from the government. Meanwhile, external threats come from fintech competition and changes in financial regulations. Based on these findings, this study recommends that cooperatives improve member literacy, develop digital infrastructure, and strengthen cooperative identity to remain competitive and grow sustainably. The application of SWOT analysis combined with the Resource-Based View theory provides a strong strategic foundation for the future development of cooperatives.
Co-Authors Da Gomez, Veronika Chantika Ice, Magdalena Nona Kwure, Agustinus Saperius Mitan, Wilhelmina Sanga, Konstantinus Pati