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All Journal International Journal of Applied Research and Sustainable Sciences (IJARSS)
Dela Cruz, Princess Sally
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Religion Humanities Chemical Engineering, Chemistry & Bioengineering Decision Sciences, Operations Research & Management Education

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Personality Traits and Financial Well-Being of College Students in Davao City Obenza, Brandon; Tabac, Charles Emyrrhson; Estorba, Danica Rose; Baring, Aliane; Rizardo, Janna Paula; Badayos, Christian Jay; Zaragoza, Antoinette Paula; Dela Cruz, Princess Sally
International Journal of Applied Research and Sustainable Sciences Vol. 2 No. 1 (2024): January 2024
Publisher : MultiTech Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59890/ijarss.v2i1.1160

Abstract

This study examined the predictive power of personality traits (extraversion, agreeableness, openness, conscientiousness, and neuroticism) on the financial well-being of college students in Davao City. In addition, this study used a correlational-quantitative design. 307 college students from various public and private institutions in the City participated in the online survey via Google forms. Hypotheses were tested using regression analyses in SmartPLS 4.0 software by the researchers. The findings of the study show that only extraversion (R=0.205, p-value=0.002) and neuroticism (R=0.181, p-value=0.001) are significantly and positively associated with financial well-being. On the other hand, there was no discernible correlation found in the hypothesized paths between agreeableness, conscientiousness, and openness, toward financial well-being. The regression model’s R² value of 0.130 implies that the personality traits can explain 13% of the variance in college students’ financial well-being. Finally, the study has provided insights for creating targeted interventions and initiatives that will improve college students’ overall well-being alongside financial literacy.
Co-Authors Badayos, Christian Jay Baring, Aliane Estorba, Danica Rose Obenza, Brandon Rizardo, Janna Paula Tabac, Charles Emyrrhson Zaragoza, Antoinette Paula