Februari, Budi
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Strategi Pemasaran PT Bank Syariah Indonesia KCP Cemara Asri dalam Menawarkan Produk Pembiayaan Pra Pensiun Guna Menarik Minat Nasabah Februari, Budi; Yanti, Nursantri
Eksis: Jurnal Ilmiah Ekonomi dan Bisnis Vol 15, No 1 (2024): Mei
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/eksis.v15i1.427

Abstract

The purpose of this study was to determine effective marketing strategies in offering pre-pension financing products by PT Bank Syariah Indonesia KCP Cemara Asri and increasing customer interest in this product. This study also aims to determine how effective marketing strategies can increase bank income and improve the quality of Islamic financial services. In this study, researchers applied a qualitative method that prioritizes data collection through field study techniques or field research. This approach was chosen to obtain an in-depth understanding of the obstacles faced by Bank Syariah Indonesia KCP Cemara Asri in marketing pre-retirement financing products. Qualitative methods allow researchers to dive into the perspectives of various related parties and analyze effective marketing strategies to increase customer interest in these products. effective marketing strategies for PT Bank Syariah Indonesia KCP Cemara Asri for pre-retirement financing products involve an integrated and diverse approach. The steps include increasing public education about the product, strengthening digital promotion, establishing cooperation with companies, and organizing seminars and education to the public.
Larangan Riba dalam QS. Al-Baqarah 275โ€“276: Studi Komparatif Tafsir Al-Qurthubi (Klasik-Fiqhi) dan Tafsir Al-Mishbah (Kontemporer-Kontekstual) Februari, Budi; Nurhayati; Yenni Samri Juliati Nasution
Lathaif: Literasi Tafsir, Hadis dan Filologi Vol. 4 No. 2 (2025): Lathaif: Literasi Tafsir, Hadis dan Filologi
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/lathaif.v4i2.15890

Abstract

This study examines how the Tafsir Al-Qurtubi and Tafsir Al-Mishbah interpret Surah Al-Baqarah verses 275โ€“276 and their implications for understanding riba (usury) in the context of modern society. This study begins with the following main questions: How do the two commentators interpret the verse, what are the differences in their approaches, and how do these differences contribute to explaining riba in the contemporary era? The method used is qualitative research based on literature review, examining primary sources in the form of two tafsir books and other supporting literature. The results show that both agree on the absolute prohibition of riba, but differ in their emphasis: Al-Qurtubi uses a textual fiqh approach, while Al-Mishbah prioritizes the social context and values โ€‹โ€‹of justice. These differences in approach enhance understanding that the prohibition of riba is not only normative legal but also related to ethics, justice, and protecting modern society from exploitative economic practices.