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LEGAL CONSIDERATIONS FOR THE USE OF TECHNOLOGY IN THE DIGITAL BANKING SECTOR Suryadarma, Fatika Redita
International Journal of Social Service and Research Vol. 4 No. 9 (2024): International Journal of Social Service and Research
Publisher : Ridwan Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46799/ijssr.v4i9.936

Abstract

With the rapid development of the digital economy in Indonesia, the development of digital banking has a great opportunity to grow. The potential to meet customer needs and expectations for faster and more efficient banking services based on digital technology has made the image of digital banks more popular among the public, especially for young people. This study explores the effectiveness and completeness of regulations governing the use of technology in Indonesia's rapidly transforming digital banking sector, which is currently undergoing a transformation process. By evaluating the current regulatory framework, the study provides insights into potential gaps and areas where the regulations may need to be strengthened or updated to ensure the secure and efficient operation of digital bank services. The use of artificial intelligence (AI) in the banking sector contributes to the transformation to digital banking, especially in identifying fraudulent attempts, assisting in the process of surveillance, analysis, and evaluation of transactions, as well as improving the standards of credit scoring, customer service, and automation. This article provides an overview of considerations if Indonesia implements international standard regulations for the security of cyber systems for the smooth running of digitalbank services. This paper emphasizes the need to implement a collaboration-based approach by involving government, industry, academia, and civil society to strengthen global digital resilience and security. The application of DORA principles in Indonesia can help strengthen the digital infrastructure of banks in the country.
Tantangan Dan Peluang Dalam Implementasi Pendidikan Hukum Bagi Generasi Muda Dalam Mewujudkan Keadilan Keberlanjutan Di Indonesia Suryadarma, Fatika Redita; Suwandi, Pujiyono
PROSIDING SENADIKA : Seminar Nasional Akademik Vol 1 No 1 (2024): PROSIDING SEMINAR NASIONAL AKADEMIK (SENADIKA) 2024
Publisher : PROSIDING SENADIKA : Seminar Nasional Akademik

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Sebagai landasan fundamental masyarakat, hukum harus melindungi martabat manusia dan menghindari tindakan yang merendahkan, serta memastikan tidak ada kelompok yang dirugikan. Oleh karena itu diperlukan pendidikan hukum untuk membentuk generasi muda yang mampu menangani isu-isu sosial, ekonomi, dan lingkungan. Di Indonesia, meskipun kurikulum hukum telah dirancang untuk mengakomodasi prinsip keadilan sosial, masih ditemukan tantangan dalam implementasinya. Penelitian ini menggunakan metode penelitian normatif dengan menggunakan studi kepustakaan. Hasil dari penelitian ini ialah pendidikan hukum harus diintegrasikan dengan prinsip keberlanjutan untuk menyiapkan generasi muda yang sadar hukum dan dapat berkontribusi positif terhadap masyarakat.