Article Per Year (5 Year)
p-Index From 2020 - 2025
0.23
P-Index
This Author published in this journals
All Journal Journal of Applied Islamic Economics and Finance
Izmiwati, Siti Zahra
Unknown Affiliation
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
The Influence of Internal and External Factors on Non Performing Financing In Indonesian Shariah Rural Bank And Bank Size As Moderators Izmiwati, Siti Zahra; Ruhadi
Journal of Applied Islamic Economics and Finance Vol. 4 No. 3 (2024): Journal of Applied Islamic Economics and Finance (June 2024)
Publisher : Jurusan Akuntansi Politeknik Negeri Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35313/jaief.v4i3.5977

Abstract

This study investigates the influence of internal and external factors on the probability of experiencing financial difficulties in SRBs, with a particular emphasis on the NPF ratio. Utilized Eviews 12 to conduct panel data regression analysis to examine the impact of the independent variable on the dependent variable, while accounting for the moderating variable. The results suggest that the unemployment rate, GRDP, and CAR factor have a negative impact on the NPF %, with bank size serving as a moderator. The variables FDR, GRDP, unemployment rate, and CAR exhibit a substantial positive influence when moderated by Bank Size. Nevertheless, the FDR variable does not affect NPF when it is regulated by Bank Size.
Co-Authors Ruhadi Ruhadi