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Turnip, Anju Chornelus
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Law, Crime, Criminology & Criminal Justice

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KEDUDUKAN HUKUM SURAT KEPUTUSAN KEPEGAWAIAN PEGAWAI NEGERI SIPIL SEBAGAI JAMINAN KREDIT Turnip, Anju Chornelus; Talubun, Richardus F.
Law Journal (LAJOUR) Vol 3 No 1 (2022): Law Journal (LAJOUR) April 2022
Publisher : LPPM Universitas Bina Insan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32767/lajour.v3i1.176

Abstract

Bank financial institutions have a role in developing the economic system. Banks have a role as distributors and collect funds from the public. The collection process involves receiving funds from the public in the form of savings. Meanwhile, in the process of distributing funds, banks provide credit to the public in the form of loans or credits. In providing credit, banks generally provide additional charges in the form of collateral. Guarantees are intended to provide certainty regarding the debtor's ability to pay off debts, which are also intended to avoid the risk of bad credit. In the case of bad credit, collateral is used as a medium or object in resolving the problem. So in this case the collateral object must have value and can be transferred. Pay attention to this problem. The existence of a Civil Servant Decree as a collateral object in a credit agreement has various problems. This is based on the legal power of the Civil Servant Decree as an object for resolving credit disputes. A Civil Servant Decree is a letter containing the decision to appoint a Civil Servant along with other regulations relating to salary, rank, term of service and other rules relating to ethics
TINJAUAN YURIDIS PERATURAN STIMULUS EKONOMI SEBAGAI RESPON PANDEMI COVID 19 DALAM PEMULIHAN EKONOMI NASIONAL Turnip, Anju Chornelus; Talubun, Richardus F.
Law Journal (LAJOUR) Vol 3 No 2 (2022): Law Journal (LAJOUR) OKTOBER 2022
Publisher : LPPM Universitas Bina Insan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32767/lajour.v3i2.186

Abstract

Observing the current situation, the Covid-19 pandemic has an impact on the country's economic rotation. Business closures caused by decreasing income are one of the impacts of the Covid-19 pandemic. Closing jobs and decreasing income will of course have an impact on banking institutions. This is based on a credit mechanism that is problematic or bad because the debtor loses his job or decreases his income. Large-scale bad loans have a huge impact on banking institutions and can also help the national economy. Therefore, the government issued a regulation regarding economic stimulus as a response to the Covid-19 pandemic. The stimulus regulation provides rules in which, in this case, banks become a medium or tool for implementing a regulation. Basically, banks have an active role in running the national economy. However, in this case, of course, apart from these regulations giving a mandate to banking institutions, these regulations must also protect the interests of banks, where in this case banks also need income to carry out banking activities.
KEKUATAN HUKUM PERJANJIAN LISAN DALAM PERIKATAN PERDATA Turnip, Anju Chornelus; Talubun, Richardus F; Koloba, Kevin
Law Journal (LAJOUR) Vol 5 No 1 (2024): Law Journal (LAJOUR) April 2024
Publisher : LPPM Universitas Bina Insan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32767/lajour.v5i1.192

Abstract

Perjanjian adalah adalah sebuah aktivitas yang sering terjadi dalam kehidupan. Dalam pasal 1313 Kitab Undang-Undang Hukum Perdata dijelaskan bahwa perjanjian adalah perbuatan yang dilakukan oleh satu orang atau lebih yang mengikatkan dirinya kepada orang lain. Akan tetapi suatu perjanjian akan mengingat apa bila telah memenuhi unsur-unsur syarat sah sebuah perjanjian, yang mana sala satu syarat tersebut adalah sepakat. Pada umumnya sebuah kesepakatan yang dibuat oleh para pihak dituangkan kedalam sebuah akta atau sebuah perjanjian tertulis. Memahami konsep perjanjian, pada dasarnya sebuah perjanjian tidak hanya dapat dibuat dengan bentuk tertulis saja, akan tetapi dapat juga dibuat secara lisan. Perjanjian secara lisan dapat dikatakan sebagai aktivitas yang menjadi rutinitas dalam masyarakat. Jika dilihat dari peraturan-perundang perjanjian lisan dan tertulis sama sama diakui oleh hukum. Akan tetapi meskipun diakui secara hukum, perjanjian lisan memiliki sebuah kelemahan yang tentunya dapat merugikan para pihak. Kelemahan yang di maksud adalah kekuatan hukum dari perjanjian lisan tersebut. Tentunya hal ini dapat menimbulkan sebuah permasalahan ketika sala satu pihak melakukan wanprestasi. Dalam sebuah perjanjian sebuah bukti adanya perikatan adalah hal yang penting, hal ini didasarkan oleh mekanisme dalam hal penyelesaian sengketa akibat sala satu pihak melakukan wanprestasi.
Co-Authors Koloba, Kevin Talubun, Richardus F Talubun, Richardus F.