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All Journal Srawung: Journal of Social Sciences and Humanities Acitya Wisesa: Journal of Multidisciplinary Research
Wahyuningati, Edi
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Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Education Environmental Science Physics Social Sciences Other

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LEGAL PROTECTION OF MIS-SELLING CASES VICTIMS ON UNIT LINKED INSURANCE PRODUCTS: THE BASIS OF LAW NO. 40/2014 REGARDING INSURANCE POLICY Yusuf, Cahaya Firdaus Putri; Wahyuningati, Edi
Srawung: Journal of Social Sciences and Humanities Vol. 1 Issue 3 (2022)
Publisher : jfpublisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (169.935 KB) | DOI: 10.56943/jssh.v1i3.161

Abstract

There are many Indonesian people who want to buy insurance with the most benefits in this modern era. It causes investment-based insurance very popular among community. There are two problem statements of this research, (1) how is the arrangement of mis-selling cases on unit linked insurance products based on Law No. 40/2014 regarding insurance policy; (2) how is the legal protection of mis-selling cases on unit linked insurance products based on Law No. 40/2014 regarding insurance policy. The type of this research is normative legal research. The source of data is classified into two types, there are primary legal source and secondary legal source. Meanwhile, the data collection of this research is collecting legal materials through inventory procedures and identification of laws and regulations. The data analysis technique used legal and descriptive interpretation analysis techniques. Based on an analysis conducted by the researcher, there are two research results, (1) arrangements for victims of mis-selling cases of Unit Link Insurance Products based on the insurance law using the services and facilities provided by OJK and legal protection for mis-selling victims both preventively and repressively based on the insurance law which is specified using OJK regulations.
JURIDICAL REVIEW OF CONSUMER PROTECTION IN GUARANTEEING CONSUMER RIGHTS IN E-COMMERCE TRANSACTIONS Nurani, Juli; Indawati, Indawati; Wahyuningati, Edi; Prameswari, Marchella Arnaz
Acitya Wisesa: Journal of Multidisciplinary Research Vol. 3 Issue 3 (2024)
Publisher : jfpublisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56943/jmr.v3i3.644

Abstract

The rapid advancement of information technology has transformed trade, especially with the rise of e-commerce, which accelerates transactions and promotes the global digital economy. However, this shift has also introduced risks for consumers, such as receiving items that do not match advertisements or encountering scams, where businesses fail to deliver purchased goods. In Indonesia, consumer protection laws, particularly Law No. 8/1999 on Consumer Protection and the amended Law No. 11/2008 on Electronic Information and Transactions, aim to safeguard consumers and address these challenges amid the evolving e-commerce landscape. This research aims to examine the juridical aspects of consumer protection in e-commerce transactions in Indonesia, focusing on the legal framework governing consumer rights, challenges in the implementation of the law, as well as proposed solutions to improve the consumer protection system. This research is a normative legal research to address a legal problem by determining legal principles and relevant legal rules as a solution to legal problems that become research objects. The research findings indicated that consumer legal protection, as established by the 1999 Consumer Protection Law, protects consumers against scams, misleading terms, and product discrepancies, especially in e-commerce, to ensure trust, security, and fair practices amid the rise of digital transactions. Furthermore, effective legal protection of consumers is necessary to overcome various unfair practices in transactions, especially in this evolving digital era.
Co-Authors Indawati, Indawati Nurani, Juli Prameswari, Marchella Arnaz Yusuf, Cahaya Firdaus Putri