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ANALISIS PENGARUH INFLASI, TENAGA KERJA, IPM, DAN INFRASTRUKTUR JALAN TERHADAP PEREKONOMIAN PAPUA Wardiningrum, Bertha Putri; Devia SS, Vietha
Journal of Development Economic and Social Studies Vol. 3 No. 1 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/jdess.2024.03.1.3

Abstract

Papua is located in the eastern part of Indonesia, which makes it one of the regions that require special attention for economic development. Compared to some other provinces in Indonesia, Papua Province is still experiencing a stage of growth. The aim of this study is to study how inflation, labor, human development index, and road infrastructure development affect the economic growth of Papua Province. This associative research uses quantitative analysis. In this study, the data analysis technique used is multiple regression analysis. This is done using secondary data, which is the time series of 2011–2022. The study found that inflation correlated positively and significantly with economic growth. Partially the labor variable has a positive and significant regression direction towards economic growth. The IPM variable has a significant influence with a negative regression direction and the road infrastructure has a negatively regression coefficient and has no significant impact on the economic growth of Papua Province. Inflation, labor, IPM, and road infrastructure have a significant impact on the economic growth of the Papua province simultaneously.
ANALISIS PENGARUH FAKTOR EKSTERNAL DAN FAKTOR INTERNAL BANK TERHADAP NON PERFORMING FINANCING Salsabilla, Annisa; Devia SS, Vietha
Contemporary Studies in Economic, Finance and Banking Vol. 2 No. 1 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2023.02.1.10

Abstract

Non Performing Financing (NPF) is a ratio that shows the amount of financing problem on Islamic Bank. And increase in the NPF ratio of Islamic Bank will cause the bank’s health level and liquidity to decrease. This study aims to find out how external factors such as inflation and GDP, as well as bank internal factors such as Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR), Operational Efficiency Ratio (BOPO), and Third Party Funds can affect changes in the ratio NPF. Islamic Bank can use this information as a reference for making regulations in anticipating an increase in the NPF ratio. This research focuses on Bank Muamalat Indonesia using the 2011-2020 quarter time period. This study uses a quantitative approach by conducting time series regression analysis to see the simultaneous and partial effects of the independent variables on the dependent variable. The results of this study indicate that inflation, GDP, CAR, FDR, BOPO, and Third Party Funds simultaneously have a significant effect on Bank Muamalat's NPF. Partially, inflation and BOPO have a significant positive effect, GDP and Third Party Funds have a significant negative effect, while CAR and FDR have no effect on Bank Muamalat's NPF
The Influence of CASA, FBI, LDR and BOPO on Digital Banking Profitability in Indonesia Arvien Veda Aryanta Putera; Devia SS, Vietha
Contemporary Studies in Economic, Finance and Banking Vol. 4 No. 2 (2025)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2025.04.2.05

Abstract

This research uses qualitative methods by collecting data through interviews and documentation. This research aims to determine the impact of the Current Account Saving Account ratio, Fee Based Income, and Loan to Deposit ratio on the profitability of digital banking. This research uses quantitative method by collecting data using documentation techniques in the form of annual reports. The results of this study state that Current Account Saving Account (CASA) and Fee Based Income (FBI) partially have no significant effect on the profitability of digital bank, Loan to Deposit Ratio (LDR) has a significant positive effect on the profitability of digital bank, and Operational Cost to Operating Income (BOPO) has a significant negative effect on the profitability of digital bank. Simultaneously, the variable of Current Account Saving Account (CASA), Fee Based Income (FBI), Loan to Deposit Ratio (LDR), Operational Cost to Operating Income (BOPO) have a significant effect on the profitability of digital bank.
Bimbingan Teknis Fotografi untuk Meningkatkan Usaha UMKM di Desa Gunungrejo, Provinsi Jawa Timur Maski, Ghozali; Devia SS, Vietha
Jurnal Pengabdian kepada Masyarakat Nusantara Vol. 6 No. 1.1 (2024): Jurnal Pengabdian kepada Masyarakat Nusantara (JPkMN) SPECIAL ISSUE
Publisher : Lembaga Dongan Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Universitas Brawijaya memiliki tugas dalam melaksanakan Tri Dharma Perguruan Tinggi yang meliputi kegiatan pendidikan dan pengajaran, penelitian serta pengabdian kepada masyarakat. Kegiatan Pengabdian Kepada Masyarakat (PKM) yang dilakukan oleh kelompok 1 dengan titik lokasi di Desa Gunungrejo Kecamatan Singosari Kabupaten Malang Provinsi Jawa Timur. Desa Gunungrejo merupakan salah satu desa dari 17 desa yang ada di Kecamatan Singosari, Kabupaten Malang. Tujuan Kegiatan diantaranya (1) Memberikan pelatihan untuk pemanfaatan fotografi bagi UMKM masyarakat desa Gunungrejo; (2) Memberikan pengajaran dalam melakukan teknik fotografi yang baik dan tepat untuk produk UMKM; (3) Mengedukasi masyarakat mengenai pemanfaatan internet, sosial media, dan online shop untuk melakukan promosi produk UMKM; (4) Membantu warga desa dalam meningkatkan produk UMKM melalui teknik fotografi yang baik; (5) Serta mengedukasi masyarakat dalam pemanfaatan online shop sebagai media penjualan produk UMKM. Ketika pelaksanaannya, program pengabdian masyarakat ini terdiri dari beberapa tahapan, diantaranya (1) Tahap Survei; (2) Tahap Persiapan; (3) Tahap Pelatihan; (4) Tahap Pendampingan; (5) Serta tahap Pelaporan. Pelatihan ini diselenggarakan sebanyak dua tahapan dengan melakukan evaluasi awal melalui pre-test dalam bentuk kuesioner sebanyak 5 pertanyaan untuk mengukur pemahaman pelaku UMKM terhadap fotografi produk. Selanjutnya adalah sesi pemaparan materi yang dijelaskan oleh Ibu Vietha Devia SS, S.E., M.E., Ph.D. Melalui pelatihan ini, peserta mendapatkan pemahaman mengenai teknis fotografi produk mulai dari pemilihan angle yang tepat, pencahayaan, hingga pengeditan teknis dasar fotografi. Dalam hal ini, pelaku UMKM diberikan gambaran mengenai pentingnya fotografi untuk menciptakan gambar menarik. Pelatihan ini menekankan bahwa foto produk perlu dirancang dengan cermat untuk menciptakan kesan menarik bagi konsumen