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All Journal IIJSE Contemporary Studies in Economic, Finance and Banking (CSEFB)
Adinda, Meitry
Unknown Affiliation
Economics, Econometrics & Finance Social Sciences

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ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI GEN-Z DALAM PENGGUNAAN QUICK RESPONSE CODE INDONESIAN STANDARD (QRIS) SEBAGAI TEKNOLOGI PEMBAYARAN DIGITAL Adinda, Meitry
Contemporary Studies in Economic, Finance and Banking Vol. 1 No. 1 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2022.01.1.14

Abstract

In the midst of increasing growth in financial technology companies that act as Payment System Service Providers (PJSP) in Indonesia continue to innovate, the presence of the Quick Response Code Indonesian Standard (QRIS) acts as a solution to perfect innovation in the payment system offered by the fintech company. One of the user groups who are the main targets are Generation Z or Gen-Z because they have characteristics that are more active and literate with technological developments, and tend to be consumptive. So, this research aims to analyze the effects of Financial Literacy, Perceived Usefulness, Perceived Ease of Use, and Promotion and Advertising on Gen-Z's decision to use QRIS. This type of research is a quantitative research using Structural Equation Modeling (SEM) based on Partial Least Square (PLS) data analysis. The data were obtained by distributing questionnaires to 250 respondents born in 1997-2004 who were students at the university in Malang Region. The results indicate that Financial Literacy, Perceived Usefulness, Perceived Ease of Use, and Promotion and Advertising significantly on Gen-Z's decision to use QRIS.
Sustainable Financial Systems: Integrating Indigenous Knowledge through Tanggung Renteng System in Setia Bhakti Wanita Consumer Cooperative Adinda, Meitry; Cupian, Cupian; Amar, Siti Chaerani Djen
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 2 (2025): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i2.6214

Abstract

This study aimed to explore the Tanggung Renteng (Mutual Responsibility) system, a local wisdom-based institution, in the operational activities and fund management of the Setia Bhakti Wanita Consumer Cooperative to promote a sustainable financial system. This study used a qualitative method with a case study approach that analyzed data based on literature studies. The results of this study indicated that the operational activities and fund management of the Setia Bhakti Wanita Consumer Cooperative based on the Tanggung Renteng system could foster a financial sustainability system. It is contributive and inclusive, empowering members who pay attention to cultural, economic, and social-environmental aspects.
Co-Authors Amar, Siti Chaerani Djen Cupian, Cupian