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All Journal Contemporary Studies in Economic, Finance and Banking (CSEFB)
Micke Theresa Bella Alfira
Unknown Affiliation
Economics, Econometrics & Finance Social Sciences

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ANALISIS FAKTOR YANG MEMPENGARUHI KEPUTUSAN UMKM MENGGUNAKAN QRIS DAN PENGARUHNYA TERHADAP PENGHASILAN UMKM DI PASAR RAKYAT KOTA MALANG Micke Theresa Bella Alfira; Susilo
Contemporary Studies in Economic, Finance and Banking Vol. 2 No. 4 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2023.02.4.1

Abstract

The massive payment using electronic money which can now be used in almost all transactions including shopping centers, thus encouraging Bank Indonesia to establish QRIS (Quick Response Code Indonesian Standard) as the payment QR code standard, where to expand the implementation of QRIS, Bank Indonesia issued the SIAP Markets and Shopping Center program (Healthy, Innovative, Safe to Use) QRIS. This study discusses the influence of technological, organizational, and environmental factors on the decision of MSMEs to use QRIS and their impact on MSME income in the Malang City market. 96 samples were used with a sample size following the Cochran formula and purposive sampling technique and the PLS-SEM method as the analysis with SmartPLS. The findings indicate that technology, organization and the environment have a positive and significant influence on MSME’s decisions to use QRIS and the use of QRIS has a positive and significant influence on MSME income.
Co-Authors Susilo