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All Journal International Journal of Economy, Education and Entrepreneurship (IJE3)
Lesmana, Arya Widi
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Economics, Econometrics & Finance Education Other

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THE INFLUENCE OF EDUCATIONAL BACKGROUND, FINANCIAL LITERACY, AND FINANCIAL PLANNING ON THE FINANCIAL BEHAVIOR OF MSME (CASE STUDY IN MSMES IN THE JAMBANGAN SUB-DISTRICT, SURABAYA CITY) Lesmana, Arya Widi; Hidayat, Sjarief
International Journal of Economy, Education and Entrepreneurship (IJE3) Vol. 3 No. 3 (2023): International Journal of Economy, Education and Entrepreneurship
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ije3.v3i3.206

Abstract

This study assessed how educational background, financial literacy, and financial planning impact the financial behaviour of MSMEs in the Jambangan Sub-District of Surabaya City. The study encompassed a total population of 969 MSMEs in this area. Quantitative research methods were employed, with data analysis conducted using Partial Least Squares. Data collection involved a questionnaire consisting of 17 questions. The sample criteria for this research were MSMEs engaged in financial planning and employing a minimum of 2 individuals, resulting in a sample size of 44 MSMEs in the Jambangan Sub-District of Surabaya City. The study's findings indicate that educational background, financial literacy, and financial planning positively and significantly influence the financial behaviour of MSMEs in the Jambangan Sub-District of Surabaya City
Co-Authors Hidayat, Sjarief