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All Journal JURNAL MAHAJANA INFORMASI IQTISHADequity jurnal MANAJEMEN
Susanti, Jenny
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Humanities Economics, Econometrics & Finance Library & Information Science Social Sciences

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THE EFFECT OF FINANCIAL LITERACY, INCOME AND PER-CEIVED RETURN ON INVESTMENT DECISIONS Agustya Ningrum, Dewi; Susanti, Jenny
IQTISHADequity jurnal MANAJEMEN Vol. 6 No. 1 (2023): Desember 2023
Publisher : FAKULTAS EKONOMI UNIVERSITAS MAARIF HASYIM LATIF

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51804/iej.v6i1.16398

Abstract

This study aims to examine the influence of financial literacy, income, and return perception on investment decision-making among the people of Sidoarjo. The research method used was quantitative method with a sample of 100 respondents selected through purposive sampling technique. Data collected was through questionnaires and analyzed using statistical analysis technique, data quality testing, classical assumption testing, multiple linear regression analysis, and hypothesis testing. The research results demonstrate that financial literacy, income, and return perception both partially and simultaneously have a positive and significant impact on investment decision-making among the people of Sidoarjo. This indicates that the more financially literate people are, along with stable income and positive return perception, the more likely they are to make appropriate investment decisions. This research has important implications for enhancing financial literacy and understanding the importance of income and return perception in investment decision-making. This study is expected to provide recommendations to the government and financial institutions to enhance financial literacy and improve access to investment information for the public.
Sistem Informasi Pemesanan Menu di Early Coffee menggunakan QR code Berbasis Website Sibagariang, Swono; Susanti, Jenny
Jurnal Mahajana Informasi Vol 7 No 2 (2022): JURNAL MAHAJANA INFORMASI
Publisher : Universitas Sari Mutiara Indonesia Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51544/jurnalmi.v7i2.3649

Abstract

A coffee shop is a place that is visited to relax or organize and sells drinks and food. In today's era, people want something instant. The early coffee shop consists of 3 employees, namely 2 waiters and 1 cashier. In ordering drinks and food at Early coffee, customers take a long time to order, from queuing to waiting for the waiter to input the order until the order arrives. Likewise, the waiters are quite confused about where to sit because there are no numbers on each table. The menu ordering information system using a website-based QR code is a system that can provide convenience for customers in ordering menus at each table by scanning the QR code using a smartphone camera or scanner. QR code is a type of two-dimensional matrix code developed by Denso Wave in 1994, which aims to convey information quickly and get a fast response. Ordering QR Codes for customers also aims to replace manual input of table numbers and customer names so that the ordering process becomes more effective and efficient as well as easy to use and understand. The data collection methods used to make this application are the direct observation and interview methods. While the system development method used is the waterfall method. The application runs well and is ready to use from the test results using the black box method. By using this system, cashiers or waiters will find it easier to check orders and record order reports. Suggestions from the author are to develop this application by adding a real-time notification feature, doing regular database backups, maintaining data security, and integrating it with existing payment systems.
Co-Authors Agustya Ningrum, Dewi Swono Sibagariang, Swono