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THE RESPONSE OF DEPOSITS IN THE BANKING SYSTEM TO SHOCKS IN THE MACROECONOMY Theola, Veliana; Ponziani, Regi Muzio
Proceeding National Conference Business, Management, and Accounting (NCBMA) 7th National Conference Business, Management, and Accounting
Publisher : Faculty of Economics and Business Universitas Pelita Harapan

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Abstract

This study aims at determining the response of deposits (third party funds) in the commercial banks and rural banks to the shocks occurring to inflation, money supply, and USD/IDR exchange rate. So far previous study has mainly focused on only Islamic banks. The data collected were monthly data extending from January 2015 until December 2023. All the data were available on Bank Indonesia and OJK’s websites. The research method used was impulse response function (IRF) that was preceded by vector error correction model (VECM). Upon first examination, it was found out that the data were not stationary. Therefore, they need to be first-differenced for further testing. There was cointegration in the data and therefore we could conclude that banks deposit has a long-term relationship with inflation, money supply, and exchange rate. Impulse response function showed that deposits in the banking system will decrease whenever there is a shock on inflation. This shows how people in the rural and urban areas will hold more cash in the midst of high uncertainty in the economy. Moreover, when there are shocks happening to money supply and exchange rate, the deposits in the rural and commercial banks are very likely to decline. Again, this corroborates the evidence for the tendency of the population to hold more cash in hands to be prepared in times of high uncertainty in money supply and exchange rate.
THE RESPONSE OF DEPOSITS IN THE BANKING SYSTEM TO SHOCKS IN THE MACROECONOMY Theola, Veliana; Ponziani, Regi Muzio
Proceeding National Conference Business, Management, and Accounting (NCBMA) 7th National Conference Business, Management, and Accounting
Publisher : Faculty of Economics and Business Universitas Pelita Harapan

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims at determining the response of deposits (third party funds) in the commercial banks and rural banks to the shocks occurring to inflation, money supply, and USD/IDR exchange rate. So far previous study has mainly focused on only Islamic banks. The data collected were monthly data extending from January 2015 until December 2023. All the data were available on Bank Indonesia and OJK’s websites. The research method used was impulse response function (IRF) that was preceded by vector error correction model (VECM). Upon first examination, it was found out that the data were not stationary. Therefore, they need to be first-differenced for further testing. There was cointegration in the data and therefore we could conclude that banks deposit has a long-term relationship with inflation, money supply, and exchange rate. Impulse response function showed that deposits in the banking system will decrease whenever there is a shock on inflation. This shows how people in the rural and urban areas will hold more cash in the midst of high uncertainty in the economy. Moreover, when there are shocks happening to money supply and exchange rate, the deposits in the rural and commercial banks are very likely to decline. Again, this corroborates the evidence for the tendency of the population to hold more cash in hands to be prepared in times of high uncertainty in money supply and exchange rate.
Pelatihan Penyusunan Neraca Saldo Bagi Siswa/i Akuntansi Pada SMK Tri Ratna Sunny, Gloria Christina; Theola, Veliana; Putra, Marvin; Wijaya, Novia; Siahaan, Magda
Jurnal Abdimas Sosial, Ekonomi, dan Teknologi Vol. 4 No. 2 (2025): Jurnal Abdimas Sosial, Ekonomi, dan Teknologi
Publisher : Pusat Penelitian dan Pengabdian Masyarakat Sekolah Tinggi Ilmu Ekonomi Trisakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34208/w15q9584

Abstract

Pendidikan vokasi (SMK) memiliki peran strategis dalam menghasilkan lulusan yang siap kerja dan kompeten. Program Pengabdian kepada Masyarakat (PKM) ini bertujuan memperkuat fondasi kompetensi akuntansi dasar bagi siswa kelas 10 SMK Tri Ratna, sebagai pijakan untuk memahami materi lanjutan dan kesiapan menghadapi dunia kerja. Kegiatan dilaksanakan pada tanggal 31 Juli 2024 di SMK Tri Ratna Jakarta. Metode pelaksanaan mengombinasikan tutorial teori, praktik langsung, diskusi, dan evaluasi komprehensif, selaras dengan prinsip transfer of training. Materi inti yang disampaikan meliputi Pencatatan dalam Jurnal Umum, Posting ke Buku Besar, Penyusunan Neraca Saldo, dan Fungsi Kartu Persediaan. Analisis hasil menunjukkan bahwa kegiatan ini berhasil mengatasi keterbatasan pemahaman konseptual alur transaksi yang umum dihadapi siswa kelas awal. Melalui bimbingan sistematis pemateri dan asisten dosen, diikuti pemeriksaan menyeluruh terhadap hasil latihan, terjadi penguatan pemahaman teori dan peningkatan kemampuan praktis siswa dalam mempraktikkan siklus pencatatan akuntansi secara akurat dan sistematis. Kesimpulan menunjukkan bahwa PKM efektif memenuhi tujuan strategis. Sebagai rekomendasi, disarankan adanya modul pelatihan lanjutan, pendampingan jangka panjang, dan pemantauan capaian kompetensi secara berkala guna menjamin keberlanjutan program dan mempererat kerja sama mitra.