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All Journal SEIKO : Journal of Management & Business Jurnal Ilmiah Manajemen Kesatuan
Rauf, Spandi
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Economics, Econometrics & Finance Social Sciences

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Islamic Financial Characteristics and the Sustainability of Islamic Banking in Indonesia: Challenges and Opportunities Yusuf, Sri Dewi; Mokoagow, Muhamad; Nur, Muhammad; Rauf, Spandi
Jurnal Ilmiah Manajemen Kesatuan Vol. 11 No. 2 (2023): JIMKES Edisi Agustus 2023
Publisher : LPPM Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jimkes.v11i2.2036

Abstract

This research aims to examine the implementation of Islamic finance in Islamic banking in Indonesia based on the characteristics of Islamic finance, namely Tauhid (Monotheism), Adl (Justice), Nubuwwah (Prophethood), Khilafah (Stewardship), and Ma’ad (Afterlife). This study also aims to serve as a means for the Indonesian public to obtain information related to the application of financial systems in Islamic banking. The researcher employs a qualitative research method, using secondary data sourced from literature, including journals, articles, documentation, written texts, and relevant materials related to the research topic. The results of this study indicate that Islamic banks indeed practice their activities in accordance with Sharia regulations. The five values or characteristics of Islamic finance serve as the main foundation in its implementation. Firstly, in the concept of Tauhid, leaders consistently maintain their devotion to Allah. Moreover, Islamic banks make all policy decisions based on the Qur'an and Sunnah (traditions of the Prophet). Secondly, in terms of Adl, this principle is evident in the implementation of Islamic banking contracts, which do not prioritize personal gain in their collaborations. Thirdly, the principle of Nubuwwah, which prohibits monopolies and encourages cooperation in community building, aligns with one of the practices of the Prophet Muhammad during his time. Fourthly, Khilafah, through the practice of Islamic banking involving zakat contributions from its activities, demonstrates that Islamic banks in Indonesia do not forget their obligation to contribute to a just economy. Lastly, Ma’ad; Islamic banks always consider the ultimate outcome of their activities, as everything they undertake will be rewarded or punished in accordance with their deeds.
Analisis Komoditi Beras di Provinsi Gorontalo Mardiana, Andi; Rauf, Spandi; Lestari, Silvana Masita
SEIKO : Journal of Management & Business Vol 6, No 1 (2023): January - Juny
Publisher : Program Pascasarjana STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/sejaman.v6i1.3407

Abstract

Beras selalu menjadi isu yang menarik untuk diperhatikan dan didiskusikan baik karena relevansinya dengan kepentingan rakyat Indonesia maupun dalam perspektif pasar dunia. Beras merupakan bahan pangan utama mayoritas rakyat Indonesia, dan golongan masyarakat berpendapatan rendah membelanjakan Iebih kurang sepertiga dan pendapatan mereka untuk membeli beras. Beras masih tetap dianggap sebagai komoditi strategis dan kekurangan produksi beras akan mudah menjadi masalah sosial politik, ekonomi dan keamanan. Konsekuensinya pemerintah harus tanggap terhadap parameter yang berhubungan dengan penawaran, permintaan dan stok beras. Dengan mengetahui jumlah permintaan (konsumsi) dan jumlah penawaran serta stok yang tersedia, maka pemenintah dapat memantau, menjaga ketersediaan beras agar stabilitas harga terjamin. Dengan adanya perhatian yang senius terhadap ketiga parameter tersebut, dtharapkan tidak akan terjadi gejolak harga di pasar yang akan meresahkan masyarakat, baik bagi petani produsen maupun masyarakat konsumen. Kata Kunci: Pasar Dunia, Kebutuhan, Beras.
Co-Authors Andi Mardiana Lestari, Silvana Masita Mokoagow, Muhamad Muhammad Nur Sri Dewi Yusuf