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Bersama Menentukan Kehamilan Dalam Pernikahan Khusnul Khotimah, Umi
MISYKAT: Jurnal Ilmu-ilmu Al-Quran Hadist Syari'ah dan Tarbiyah Vol 6, No 2 (2021): Misykat: Jurnal ilmu-ilmu Al-Quran, Hadits, Syariah dan Tarbiyah
Publisher : Pascasarjana Institut Ilmu Al Quran (IIQ) Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33511/misykat.v6n2.197-214

Abstract

The concept of partnership and equality in marriage as mentioned in the Qur'an with the term "zawj" (couple). That is the key to harmony in the family so as to achieve sakinah, mawaddah and rahmah. Marriage is not only to channel sexual desires in a halal manner, but also in order to create peace in society starting from a small family, namely husband and wife. In addition, marriage is also intended for the process of reproduction for the continuation of life on earth. Because it is the wife who carries out the heavy reproductive process, she must be involved in determining how many children are expected and when she is ready to undergo pregnancy. The husband does have a contribution, but it is only light, namely fertilizing. 
Membangun Kesetaran Relasi Suami Isteri Dalam Keluarga Menurut Al-Qur’an Khusnul Khotimah, Umi
MISYKAT: Jurnal Ilmu-ilmu Al-Quran Hadist Syari'ah dan Tarbiyah Vol 7, No 2 (2022): Misykat: Jurnal-ilmu-ilmu Al-Quran, Hadits, Syariah dan Tarbiyah
Publisher : Pascasarjana Institut Ilmu Al Quran (IIQ) Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33511/misykat.v7n2.235-248

Abstract

Humans are noble creatures created in the most perfect form.  In accordance with the dignity of man as the most important and noble creature, the method of channeling his biological needs must be honorable. This method is none other than through the institution of marriage. Humans who channel their biological needs without going through a legal marriage, then they have willingly sacrificed their human dignity. The Qur'an mentions that couples in marriage must be of different types, namely l aki-male and female.  Although different in gender, the concept of pairing in Islam is equality, not domination of one party over the other. The division of tasks and authority in pairing is a union of two forces to complement all forms of deficiencies. This is what should be practice in family life, so that the purpose of marriage can be achieved according to expectations.
SAFE DEPOSIT BOX SYARIAH SERTA KESESUAIANNYA DENGAN FATWA DSN MUI NOMOR. 24 TAHUN 2002 (Kajian di Bank Syariah Mandiri Kantor Cabang Bintaro Kota Tangerang Selatan Provinsi Banten) Ansori, Mohammad; Khusnul Khotimah, Umi; Hidayat, Hidayat; Ramadhan, Taufiq
Mumtaz: Jurnal Studi Al-Quran dan Keislaman Vol 5, No 2 (2021): Mumtaz: Jurnal Studi Al-Qur'an dan Keislaman
Publisher : Institut PTIQ Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36671/mumtaz.v5i02.880

Abstract

Starting from a study written by Widodo in his thesis which states that the application of the contract used in the Safe Deposit Box product, in practice uses several contract agreements, while the DSN-MUI Fatwa on sharia Safe Deposit Box products only uses one contract, namely ijarah. This study uses a comparative descriptive method, while the data sources listed are the results of data obtained from direct interviews with staff and the head of the BSM Bintaro branch, as well as documents from Bank Mandiri Syariah Bintaro Branch Office, South Tangerang City, DSN-MUI Fatwa Sheet regarding Safe Deposit Box Products. The results of this study indicate that: First, Bank Syariah Mandiri Bintaro applies a Safe Deposit Box, using a lease contract (Ijarah) and several accompanying contracts, namely the wadi'ah yad-dhamanah contract and the Rahn contract (Guarantee). Second, this is different from the DSN-MUI Fatwa which states that the contracts used by Safe Deposit Box products only use ijarah contracts. Bank Syariah Mandiri Bintaro implemented the ijarah contract as the main contract in accordance with the DSN-MUI fatwa, then Bank Syariah Mandiri Bintaro added the wadi'ah yad-dhamanah (deposit) and Rahn (guarantee) contracts. The ijarah agreement in accordance with the DSN-MUI Fatwa is used for the rental of the Safety Deposit Box; The wadi'ah yad-dhamanah (deposit) contract is used for the safekeeping of the contents of the box (the goods), while the rahn (collateral) contract is used to guarantee the keys/locks of the Safe Deposit Box
TRANSPARANSI DAN TANTANGAN AKAD MURĀBAHAH BIL WAKĀLAH: Studi Implementasi di Bank Muamalat Jakarta zainal arifin, Muhammad; Khusnul Khotimah, Umi; Arif Khan, Dawud
Al-Maqashid: Journal of Economics and Islamic Business Vol. 6 No. 02 (2025): Oktober: Al Maqashid Jurnal Ekonomi dan Bisnis Islam
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/maqashid.v6i02.2218

Abstract

This study examines the implementation of the murābaḥah bi al-wakālah contract in car financing at Bank Muamalat Indonesia, the first Islamic bank that plays a significant role in the development of Islamic finance in the country. The research background is based on the dominance of the murābaḥah contract in the financing portfolio, as well as issues related to asset ownership and the customer’s role as wakīl, which remain subject to both normative and practical debates. The objective of this study is to provide a detailed analysis of the implementation stages of the murābaḥah bi al-wakālah contract at Bank Muamalat and to assess its compliance with DSN-MUI Fatwa No.04/DSN-MUI/IV/2000. A qualitative approach with a case study method was employed, using in-depth interviews, field observations, and document analysis. The findings reveal that Bank Muamalat’s operational procedures generally comply with Islamic legal principles, covering the stages of application, agency authorization, purchase, verification, murābaḥah contract execution, and installment monitoring. Nevertheless, two critical issues remain: insufficient documentation of asset ownership and the low level of customer understanding of their role as wakīl. These gaps may potentially shift the contract into a practice resembling conventional credit. The study concludes that strengthening ownership documentation and enhancing customer education are crucial to uphold shariah compliance. Academically, this research contributes to the literature on contemporary Islamic commercial jurisprudence, while practically it provides recommendations to improve the operational procedures of Islamic banking.