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Pengaruh Aset, Dana Pihak Ketiga (DPK) dan Pembiayaan Terhadap Kinerja Keuangan Perbankan Syariah Tahun 2014-2023 Yudianto, Yuda; Setiawan, Iwan
Indonesian Journal of Islamic Economics and Business Vol. 9 No. 1 (2024): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/ijoieb.v9i1.2422

Abstract

Islamic banking has a role as an intermediary institution, the main task of Islamic banking is to collect funds from the public in the form of deposits or third party funds, then channel these funds in the form of credit or financing while managing existing assets properly. Financing channeled to the public has an important meaning both for the community and for Islamic banking itself to be able to improve financial performance. One of the parameters to measure financial performance is Return On Asset (ROA). Indonesia is one of the countries with a financial services sector consisting of two working principles, namely conventional and sharia. The Islamic financial sector can play a role in encouraging the country's economic growth, especially through Islamic banking savings and financing services. The purpose of this study is to examine and analyze the effect of total assets, financing disbursed (PyD), third party funds (DPK), on Return on Assets (ROA), namely micro. This study uses secondary data from Islamic Banking Statistics (SPS) for the first quarter of 2014 to the fourth quarter of 2023 in aggregate from Islamic Commercial Banks (BUS), Islamic Business Units (UUS) and Islamic People's Financing Banks (BPRS). With time series data, the data processing technique used in this research is multiple linear regression with the Ordinary Least Square (OLS) method using Eviews 10 software to determine the relationship between the independent variable (X) and the dependent variable (Y). The results showed: Partially Total Asset, DPK, and PyD have a positive and significant influence on ROA (financial performance).
Pengaruh Aset, Dana Pihak Ketiga (DPK) dan Pembiayaan Terhadap Kinerja Keuangan Perbankan Syariah Tahun 2014-2023 Yudianto, Yuda; Setiawan, Iwan
Indonesian Journal of Islamic Economics and Business Vol. 9 No. 1 (2024): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/ijoieb.v9i1.2422

Abstract

Islamic banking has a role as an intermediary institution, the main task of Islamic banking is to collect funds from the public in the form of deposits or third party funds, then channel these funds in the form of credit or financing while managing existing assets properly. Financing channeled to the public has an important meaning both for the community and for Islamic banking itself to be able to improve financial performance. One of the parameters to measure financial performance is Return On Asset (ROA). Indonesia is one of the countries with a financial services sector consisting of two working principles, namely conventional and sharia. The Islamic financial sector can play a role in encouraging the country's economic growth, especially through Islamic banking savings and financing services. The purpose of this study is to examine and analyze the effect of total assets, financing disbursed (PyD), third party funds (DPK), on Return on Assets (ROA), namely micro. This study uses secondary data from Islamic Banking Statistics (SPS) for the first quarter of 2014 to the fourth quarter of 2023 in aggregate from Islamic Commercial Banks (BUS), Islamic Business Units (UUS) and Islamic People's Financing Banks (BPRS). With time series data, the data processing technique used in this research is multiple linear regression with the Ordinary Least Square (OLS) method using Eviews 10 software to determine the relationship between the independent variable (X) and the dependent variable (Y). The results showed: Partially Total Asset, DPK, and PyD have a positive and significant influence on ROA (financial performance).
PENGARUH PERBANKAN SYARIAH TERHADAP PERTUMBUHAN EKONOMI INDONESIA TAHUN 2014-2023 Yudianto, Yuda; Setiawan, Iwan; Edman Syarief, Mchamad
OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi Vol 8 No 2 (2024): OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi
Publisher : Fakultas Keguruan Dan Ilmu Pendidikan Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/oikos.v8i2.13830

Abstract

Indonesia is a country with a financial services sector that consists of two working principles, namely conventional and sharia. The sharia financial sector can play a role in encouraging the country's economic growth, especially through sharia banking savings and financing services. The aim of this research is to examine and analyze the influence of total assets, Disbursed Financing (PyD), Third Party Funds (DPK), Return On Assets (ROA) on Indonesia's economic growth for the period 2014 - 2023. This research uses secondary data from Sharia Banking Statistics (SPS) from the first quarter of 2014 to the fourth quarter of 2023 and economic growth data is measured using Gross Domestic Product (GDP) data from the Indonesian Central Statistics Agency (BPS). The data processing technique used in this research is multiple linear regression using Eviews version 12 software to determine the relationship between the independent variable (X) and the dependent variable (Y). The results of the research show: Partially Total Assets, DPK, and PyD have a positive and significant influence on ROA, the Total Assets variable has a positive and significant influence on Indonesia's economic growth, the PyD variable has no positive and significant influence on Indonesia's economic growth, the DPK variable has negative and significant influence on Indonesia's economic growth, the ROA variable has a positive and significant influence on Indonesia's economic growth.