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Analisis Faktor-Faktor yang Mempengaruhi Penerimaan Masyarakat terhadap Produk Perbankan Syariah Ashilah Razaktania Widodo; Fauzatul Laily Nisa
JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Vol. 1 No. 1 (2024): Mei
Publisher : CV. KAMPUSA AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jemba.v1i1.80

Abstract

Most of the population in Indonesia is Muslim, this is a large market area for Islamic banks. With the existence of Islamic banks that offer services similar to Islamic sharia or based on the Qur'an, this makes the Muslim community interested in the products offered by Islamic banks. This product is something that can be provided to the market to generate attention, bought, used, or consumed that is able to satisfy a desire or need. By prioritizing very attractive services and facilities, it can also attract customers to use products or goods provided by Islamic banks. Islamic banks must be more active in communicating with their customers, especially if they have competitors.
Analisis Perbandingan Kinerja Keuanagan Bank Syariah dan Bank Konvensional Indonesia Ashilah Razaktania Widodo; Fauzatul Laily Nisa
JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Vol. 1 No. 1 (2024): Mei
Publisher : CV. KAMPUSA AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jemba.v1i1.81

Abstract

In the current age of globalization, it is inevitable that there is competition in various sectors of the economy, including banking. which is why Islamic banks and regular banks are facing more competition. Nowadays, businesses compete with one another to draw in new clients and hold onto their current clientele. This study aims to show the differences that exist between the progress of Islamic banking performance and conventional banking with the hope of increasing bank performance through this strategy to escalate the customers and increase profits. The effect of bank performance appraisals can be utilized to understand future business strategies and to assess how effective the implementation of the company's operational policies and activities is. This study used descriptive literature methodology to use secondary data. The study’s conclusion indicate that Islamic banking and conventional banking are dissimilar in terms of financial performance, based on financial statements, credit, as well as savings systems