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Pengaruh Literasi Keuangan Syariah Terhadap Pengelolaan Keuangan Pribadi Mahasiswa Febi Farid Maulana; Marcelino Rizki Suryanto; Syifa Aulia Khaerunnisa; Wahyu Hidayat; Hadi Peristiwo; Fitri Fitri
Jurnal Pajak dan Analisis Ekonomi Syariah Vol. 1 No. 3 (2024): Juli: Jurnal Pajak dan Analisis Ekonomi Syariah
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jpaes.v1i3.285

Abstract

This study aims to explore the influence of Islamic financial literacy on the personal financial management of students at the Faculty of Economics and Islamic Business (FEBI) at UIN Sultan Maulana Hasanuddin Banten. Using a causal quantitative method, the study involved a randomly selected sample of 49 FEBI students. Data were collected through questionnaires and analyzed using linear regression analysis. The results showed that Islamic financial literacy has a significant impact on students' personal financial management. Good financial literacy helps students make wiser financial decisions, avoid uncontrollable debt, and achieve financial stability. This study also provides practical implications for educational institutions to enhance their curricula to better address Islamic financial literacy.
Peranan Ekonomi Moneter Syariah dalam Upaya Mengatasi Kemiskinan di Indonesia Bunga Ahista Rania; Marcelino Rizki Suryanto; Athfiatul Ashfiyah; Rasidah Novitasari
SANTRI : Jurnal Ekonomi dan Keuangan Islam Vol. 2 No. 6 (2024): Desember : Jurnal Ekonomi dan Keuangan Islam
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/santri.v2i6.1035

Abstract

The focus of sharia monetary economics is to apply Islamic rules in financial management to improve welfare and reduce poverty. The system emphasizes the concepts of justice and equity and avoids elements such as usury, uncertainty, and excessive speculation. The sharia monetary economy aims to increase income equality by using instruments such as zakat, infaq, alms, and waqf. This study shows how sharia monetary economics can help overcome poverty in Indonesia, especially through sharia financial instruments such as microfinance institutions and yield principles. Studies show that Islamic finance improves economic stability and helps people achieve sustainable prosperity.