Article Per Year (5 Year)
p-Index From 2020 - 2025
0.23
P-Index
This Author published in this journals
All Journal Journal of Law, Poliitic and Humanities
Safna Khaerani
Unknown Affiliation
Humanities Law, Crime, Criminology & Criminal Justice Social Sciences

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
Qualifications and Legal Enforcement of Money Cheating and Money Game Actions in Banking Transactions from the Perspective of Banking Laws Haykal, Hassanain; Yosep Seftiadi; Gneissa Beltsazar; Safna Khaerani; Jillan Syifa
Journal of Law, Politic and Humanities Vol. 4 No. 6 (2024): (JLPH) Journal of Law, Politic and Humanities (September-October 2024)
Publisher : Dinasti Research

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/jlph.v4i6.641

Abstract

Violations of banking regulations and principles in banking practices carried out by certain parties for personal gain, such as commissioners, directors, shareholders, and bank employees. These actions, such as channeling profits to subsidiaries, maintenance billing, credit pipelines, and credit recycling, are categorized as Money Cheating. Meanwhile, Money Game is a form of illegal investment involving unauthorized fund collection, in accordance with the Banking Law. Although both practices appear to be fraudulent crimes, it is necessary to examine whether they constitute banking crimes or financial crimes. In Indonesia, there are no regulations or studies that specifically distinguish between Money Cheating and Money Game, despite the increasing prevalence of both practices in the banking sector. This study uses a normative juridical method to qualify Money Cheating and Money Game actions based on the Banking Law. The results of the study indicate that Money Cheating can be qualified as a banking crime according to Article 49 paragraph (1) of the Banking Law, while Money Game involves the application of several legal rules such as Article 46 paragraph (1) of the Banking Law, Article 378 of the Criminal Code, and Articles 3, 4, and 5 of the Anti-Money Laundering Law. In conclusion, both practices are serious criminal offenses that require strict legal sanctions to maintain the integrity of the banking system.
Co-Authors Gneissa Beltsazar Hassanain Haykal Jillan Syifa Yosep Seftiadi