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All Journal Economics and Digital Business Review Jeinsa : Jurnal Ekonomi Ichsan Sidenreng Rappang
Daming , Sudirman
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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ANALISIS PENILAIAN KINERJA KEUANGAN PT BANK RAKYAT INDONESIA TBK, YANG TERDAFTAR DI BURSA INDONESIA Daming , Sudirman; Widyawati, Widyawati
Jurnal Ekonomi Ichsan Sidenreng Rappang Vol 4 No 1 (2025): Hal
Publisher : Universitas Ichsan Sidenreng Rappang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61912/jeinsa.v4i1.210

Abstract

Analysis of the Financial Performance Assessment of PT Bank Rakyat Indonesia Tbk, listed on the Indonesia Stock Exchange. This study aims to assess the financial performance of PT Bank Rakyat Indonesia Tbk, listed on the Indonesia Stock Exchange. Data collection used quantitative data obtained from the website of PT Bank Rakyat Indonesia Tbk, which is listed on the Indonesia Stock Exchange. The results of the study were obtained from the calculation of the Capital Adequacy Ratio (CAR), the Quality of KAP's Productive Assets, Net Profit Margin (NPM), Return on Assets (ROA), and the Liquidity Ratio (LDR). The results show that PT Bank Rakyat Indonesia Tbk, listed on the Indonesia Stock Exchange, has a HEALTHY predicate in the Capital, Asset, and Management aspects. It has a LESS HEALTHY predicate in the Earnings aspect, and an UNHEALTHY predicate in the Liquid aspect. Based on the research results, the researcher recommends that PT Bank Rakyat Indonesia Tbk, listed on the Indonesia Stock Exchange, continue to improve its business activities to maintain its health. And the importance of the CAMEL method as a reference for giving ratings to companies. Because the five CAMEL factors are the basic factors for measuring a bank's performance from all aspects.
Fintech Technology Strategy for Financial Management of PT Astra Indonesia Company Daming , Sudirman; Widyawati, Widyawati
Economics and Digital Business Review Vol. 4 No. 1 (2023): Agustus - January
Publisher : STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/ecotal.v4i1.1798

Abstract

Study This aiming For analyzing fintech technology strategies and their impact to management finance at PT Astra Indonesia. In the increasingly digital era advanced , fintech has appear as solution important For increase efficiency operational , transparency , and decision making decision data -based in the company . Through implementation of fintech, PT Astra Indonesia succeeded increase efficiency of financial processes , which contributes to the management more cash flow good . Access to real-time data allows management For make more decisions​ fast and accurate , and minimize risk lack liquidity . In addition , fintech also strengthens transparency and internal control , which in turn reduce potential abuse and increase integrity report finance . However , the challenge in implementation technology this , like resistance culture employees and concerns about data security , need overcome For maximize benefits of fintech. Research This conclude that although there is obstacles , the implementation of fintech at PT Astra Indonesia provides impact significant positive​ to management finance , making company more adaptive and competitive in an increasingly competitive market dynamic . In general overall , results study This show that fintech strategies can become effective tool​ For increase management finance , with condition existence support from all parties in​ company as well as effort sustainable For overcome existing challenges .​
Co-Authors Widyawati Widyawati