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Shariah Business Law's Perspectives on the Use of Chemical Preservatives in the Salted Fish Industry Rahmah, Saidah; Andaryuni, Lilik; Ardyansah, Muhammad Rafi
Ghaly: Journal of Islamic Economic Law Vol 2 No 1 (2024): Ghaly: Journal of Islamic Economic Law
Publisher : Islamic Economic Law Study Program, Faculty of Sharia Sultan Aji Muhammad Idris Samarinda Islamic State University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21093/ghaly.v2i1.6218

Abstract

Abstract: This article discusses the perceptions of salted fish business actors regarding the use of chemical preservatives in terms of sharia business law. This research aims to determine the extent of knowledge about chemicals and doing business in accordance with the recommendations of the Islamic religion (Shariah). The type of research used in this research is qualitative research, using an empirical approach. The data collection techniques used were observation, interviews and documentation. And the data analysis technique is carried out in a qualitative descriptive manner, namely describing, explaining and analyzing the results of the research that has been carried out. The results of this research explain the procedures or behavior of business actors in processing salted fish, namely by cleaning the inside of the fish's stomach and washing it with clean water, then soaking it in a container containing salt water for approximately 12 hours, then washing the fish. which has been previously soaked in clean water, as for the use of additional materials such as preservatives, business actors usually do this only during emergency situations, such as when sending out of town over long distances, preservatives are sprayed on the outside of the fish or the cardboard in which the fish is stored to avoid growth. bacteria that can damage the fish, as for doing business in accordance with the recommendations of the Islamic religion (Shariah), business people still don't really understand this, this is because of limited educational background and minimal knowledge about ethics and appropriate business methods. with Sharia Business Law, so that behavior is still found that is not in accordance with Sharia in business practices, there is even a lack of clarity regarding the correct information for making a profit, so things like that are not recommended in sharia business.
Review of Islamic Economic Law on the Handling of Problem Financing at PT Bank Syariah Indonesia Samarinda Bhayangkara Branch Dwi Eko Rhomadon, Muhammad; Ardyansah, Muhammad Rafi
Ghaly: Journal of Islamic Economic Law Vol 3 No 1 (2025): Ghaly: Journal of Islamic Economic Law
Publisher : Islamic Economic Law Study Program, Faculty of Sharia Sultan Aji Muhammad Idris Samarinda Islamic State University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21093/ghaly.v3i1.9973

Abstract

This research discusses the review of muamalah fiqh on the handling of problem financing at PT Bank Syariah Indonesia, Tbk. Samarinda Branch. Non-performing financing is a major challenge in Islamic banking that requires resolution in accordance with sharia principles. This research aims to identify the factors that cause non-performing financing and analyse the settlement mechanism based on the perspective of fiqh muamalah. The research method used is qualitative with a descriptive-analytical approach. The results show that the main causes of non-performing financing include internal factors, such as negligence in credit analysis, as well as external factors, such as economic conditions and the inability of customers to fulfil their obligations. In its settlement, Bank Syariah Indonesia applies several strategies, such as restructuring, rescheduling, and settlement through appropriate sharia contracts. From the perspective of muamalah fiqh, these measures are acceptable as long as they do not contain elements of usury, gharar, and dzalim. This research is expected to serve as a reference in improving the effectiveness of financing risk management inIslamic banks to remain in accordance with sharia principles.