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All Journal Al-Kharaj: Journal of Islamic Economic and Business Jurnal Ilmiah Ekonomi dan Manajemen
Indra Rizki Hasibuan
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Economics, Econometrics & Finance Other

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PERTUMBUHAN EKONOMI PADA SEKTOR PARIWISATA HALAL DI INDONESIA Indra Rizki Hasibuan; Anggi Nurul Assyfa Lubis; Anggara Rifandi; Dini Vientiany
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 2 No. 7 (2024): JURNAL ILMIAH EKONOMI DAN MANAJEMEN (JIEM)
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v2i7.1910

Abstract

The aim of this review is to determine the impact of the halal tourism sector on economic growth, especially in the context of government policy. Halal tourism that follows Islamic Sharia principles is an important trend in global economic development. With the increasing number of Muslim tourists in various countries, the introduction of halal tourism can increase the country's competitiveness. Halal tourism has become the main focus of developing the tourism sector in Indonesia, with around 20 of the 15 million tourists visiting each year being Muslim tourists. Halal tourism has also become a public diplomacy tool for several countries, such as Japan, which has adopted a halal tourism policy as part of its country branding and soft power strategy. In terms of economic growth, the halal tourism sector is expected to make a positive contribution to the country's economic development. Therefore, this research investigates the impact of the halal tourism sector on economic growth, considering the role of government policy in developing the halal tourism sector. Through this study, it is hoped that we can find empirical evidence that the halal tourism sector has a positive impact on economic growth and provide policy recommendations to the government to encourage the halal tourism sector that supports sustainable economic growth.
Analysis of All Risk Property Insurance Product Development Strategy from the Perspective of Sharia Strategic Management at PT Jasindo Syariah Medan Branch Indra Rizki Hasibuan; Maidalena; Nurwani
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 2 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i2.7545

Abstract

The Islamic insurance industry in Indonesia has shown significant growth, but challenges in developing specialized products such as Property All Risk (PAR) insurance remain high, particularly in terms of sharia compliance and product innovation. This study aims to analyze the PAR insurance product development strategy at PT Jasindo Syariah Medan Branch through a sharia strategic management perspective. The method used is a descriptive qualitative approach with data collection techniques such as interviews, observation, and documentation. The results show that the product development strategy is carried out strictly in accordance with sharia principles by selecting insurance objects based on halal-haram, adjusting benefits based on local conditions, and implementing standard policy wording from regulators. A value-based strategy, collaboration with Islamic institutions, and a focus on service are the main differentiations amidst limited innovation due to uniform product regulations. However, low public literacy, minimal branch autonomy, and limited product innovation are the main obstacles. This study concludes that the strategy of PT Jasindo Syariah Medan Branch is in accordance with the principles of sharia strategic management, but needs to be strengthened in terms of market education and operational flexibility to increase competitiveness.
Co-Authors Anggara Rifandi Anggi Nurul Assyfa Lubis Dini Vientiany Maidalena Nurwani