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All Journal Jurnal Pembelajaran dan Biologi Nukleus Ecobankers : Journal of Economy and Banking
Ritonga, Indah Lestari
Unknown Affiliation
Agriculture, Biological Sciences & Forestry Biochemistry, Genetics & Molecular Biology Economics, Econometrics & Finance Education Environmental Science Immunology & microbiology Languange, Linguistic, Communication & Media

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Development of Student Worksheets Based on Discovery Learning for the Plant World Material During the New Normal Learning Period Ritonga, Indah Lestari; Anas, Nirwana
JURNAL PEMBELAJARAN DAN BIOLOGI NUKLEUS Vol 8, No 2: Jurnal Pembelajaran Dan Biologi Nukleus Juli 2022
Publisher : Fakultas Keguruan dan Ilmu Pendidikan Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/jpbn.v8i2.2762

Abstract

Learning activities in the new normal era in schools are starting to re-run a different learning process from before which must create creative learning so that it can produce outstanding students. Discovery learning-based worksheets are intended to provide direct learning knowledge and meaningful learning process processes so that they are able to direct students to find learning concepts. The purpose of this research is to produce LKPD-oriented learning material discovery in the plant world which is declared feasible, practical, and effective in its use in the process of learning activities. The development model in this study is 4D which consists of 4 stages, namely define, design, development, and disseminate, research subjects for students of 1st class (X IPA 1) of Senior High School of SMA Negeri 2 Rantau Selatan. The research instruments are expert & media expert validation sheets on feasibility testing, practitioner validation sheets to determine practicality, as well as pretest and post-test sheets and student response sheets for effectiveness testing. The results of the study prove that the discovery learning-oriented worksheets developed are declared very feasible with a percentage of 85.5%, very practical with a percentage of 93.5%, and very effective with an increase in learning in the medium category which has been tested with n-gain with a score of 0, 5 and the student's response was very good with a percentage of 82.4%. The results of the study concluded that the discovery of learning-oriented student worksheets that were developed was very feasible, very practical, and very effective in their use in the learning process
Pengukuran Kinerja Keuangan Bank Panin Dubai Syariah Menggunakan Economic Value Added Dan Financial Value Added Aisyah, Siti; Ritonga, Indah Lestari; Harmain, Hendra
Ecobankers : Journal of Economy and Banking Vol. 4 No. 2 (2023): Ecobankers : Journal of Economy and Banking
Publisher : Prodi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam Universitas Islam Bunga Bangsa Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47453/ecobankers.v4i2.1197

Abstract

The study aims to determine the financial performance of PT Bank Panin Dubai Syariah (PNBS) for the 2017-2021 period which was analyzed using Economic value Added (EVA) and Financial Value Added (FVA) approaches.This study used a qualitative descriptive research approach using secondary data. The data used are PNBS in 2017 succeeded in creating economic value added and financial value added by minimizing bank expenses and maximazing bank added value, which means that the EVA and FVA values in that period are worth positive. However, in 2018, 2019, 2020 and 2021 PNBS cannot create economic value added and financial value added value because PNBS cannot maximize added value and minimize bank expenses, which means that the EVA and FVA values in that period are negative. Thus it can be concluded that using the EVA and FVA approaches in calculating bank financial performance more effective because the EVA and FVA approaches cosider the cost of capital or the cost of capital.
Co-Authors Anas, Nirwana Hendra Harmain Siti Aisyah