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All Journal Jurnal Review Pendidikan dan Pengajaran (JRPP) Jurnal Ilmiah Mahasiswa Raushan Fikr
Sinambela, Khayriza
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Religion Arts Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences Other

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ANALYSIS OF THE DETERMINANTS OF GROWTH OF THE MIDDLE CLASS IN INDONESIA SHARIA ECONOMIC REVIEW Sinambela, Khayriza; Jannah, Nurul; Harahap, Muhammad Ikhsan
Jurnal Ilmiah Mahasiswa Raushan Fikr Vol 14 No 1 (2025): Jurnal Ilmiah Mahasiswa Raushan Fikr
Publisher : Lembaga Kajian dan Pemberdayaan Mahasiswa UIN Prof. KH. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/jimrf.v14i1.13532

Abstract

This study aims to examine the key determinants driving the growth of the middle class in Indonesia through the lens of Islamic economics, with particular emphasis on education, Islamic capital market investment, and Islamic bank financing. Employing a quantitative approach, the research utilizes multiple linear regression analysis on time series data spanning from 2021 to 2024, processed using SPSS 25. The findings reveal that all three variables exert a statistically significant and positive impact on middle-class expansion. Education contributes to human capital development and employability; Islamic capital market investment fosters asset accumulation and equitable wealth distribution; and Islamic bank financing enhances access to productive capital, particularly for small-scale entrepreneurs and transitioning lower-income households. Collectively, these factors account for 87.4% of the variance in middle-class growth, underscoring their pivotal role in shaping the Islamic economic ecosystem. The results underscore the imperative to elevate financial literacy, broaden inclusive education, and improve the accessibility of Sharia-compliant financial instruments to accelerate and sustain middle-class advancement. Future research is encouraged to incorporate sociocultural and regional variables—such as urban-rural dynamics, religious practices, and digital financial behavior—to capture more nuanced influences and further validate the resilience of the Islamic economic model in fostering inclusive development
STRATEGI PENGEMBANGAN PARIWISATA HALAL DI INDONESIA Sari , Indaniaty Hasanah; Sugiharto, Bambang; Sinambela, Khayriza; Barus, Muhammad Arif; Siregar, Luthfi Hidayat
Jurnal Review Pendidikan dan Pengajaran Vol. 7 No. 3 (2024): Vol. 7 No. 3 (2024): Volume 7 No 3 Tahun 2024 (Special Issue)
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jrpp.v7i3.31116

Abstract

Fenomena halal dewasa ini telah menjadi tren dunia sehingga industri wisata halal pun kini mulai dikembangkan. Indonesia mempunyai potensi yang sangat besar terhadap pariwisata halal. Penelitian ini bertujuan untuk menganalisa mengenai hambatan dan tantangan pada pengembangan pariwisata halal di Indonesia dan menganalisa strategi untuk mengatasi hambatan dan tantangan tersebut. Penelitian ini menggunakan metode penelitian kualitatif yakni konten analisis paper dari database Google scholar pada kurun waktu 2018-2023. Konten analisis paper digunakan untuk mendapatkan pemetaan dan tema utama yang dibahas dalam database Google scholar kemudian dianalisis isinya (content analysis). Ada beberapa hambatan dan tantangan dalam pengembangan pariwisata halal serta alternatif yang dapat dilakukan akan dijelaskan dalam artikel ini. Adapun saran bagi peneliti selanjutnya diharapkan meneliti lebih lanjut permasalahan-permasalahan yang menjadi hambatan dalam pengembangan pariwisata halal dan memberikan alternatif baru.
Co-Authors Bambang Sugiharto Barus, Muhammad Arif Harahap, Muhammad Ikhsan Nurul Jannah Sari , Indaniaty Hasanah Siregar, Luthfi Hidayat