Article Per Year (5 Year)
p-Index From 2020 - 2025
0.61
P-Index
This Author published in this journals
All Journal International Journal of Economics Development Research (IJEDR) Formosa Journal of Science and Technology (FJST) Journal of Business Management and Economic Development
Said, Samsuardi
Unknown Affiliation
Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Social Sciences Other

Published : 3 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 3 Documents
Search

 1 
Potential and Challenges of Renewable Energy Management: Socio-economic Perspective in Indonesia Ghazali, Rahmat; Yusuf Y.S, Muhammad; Said, Samsuardi; Darwin, Dirmansyah
Journal of Business Management and Economic Development Том 3 № 02 (2025): May 2025
Publisher : PT. Riset Press International

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59653/jbmed.v3i02.1545

Abstract

Renewable energy in Indonesia has great potential to reduce dependence on fossil fuels and combat climate change. Despite abundant resources such as solar, wind, and biomass, regulatory, infrastructure, and investment challenges still hamper its development. This study uses a qualitative approach to explore the state of renewable energy and its socio-economic impacts. The results and analysis show that renewable energy development can increase energy access, create jobs, and reduce greenhouse gas emissions. Collaboration between the government, private sector, and communities is essential for a successful transition. Recommendations include improving policies, increasing investment, and public education to ensure more equitable and sustainable benefits from renewable energy in Indonesia.
The Contribution of Fintech to Strengthening SME Financing Access: Evidence from Majene Regency Syamsuddin, Fajar Rakasiwi; Said, Samsuardi; Riva'i, Dian Rahmayanti; Anfas, Anfas; Wulandari, Futri Ayu
International Journal of Economics Development Research (IJEDR) Vol. 6 No. 6 (2025): International Journal of Economics Development Research (IJEDR)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ijedr.v6i6.9283

Abstract

The rapid growth of financial technology (fintech) has brought significant changes to access to financing for small and medium enterprises (SMEs) in Indonesia, particularly in areas with limited conventional banking services. This study aims to analyse the impact of fintech on improving SME access to financing in Majene Regency, West Sulawesi. Using a mixed methods approach, quantitative data was collected from 165 SME actors through structured questionnaires, while qualitative data was obtained through in-depth interviews with selected informants. The variables examined included ease of use, fintech service features, and access to financing, which were analysed using multiple linear regression (SPSS 27) and thematic analysis (NVivo). The results showed that ease of use and fintech service features had a significant positive effect on SME access to financing. The majority of respondents stated that fintech applications—especially QRIS and digital wallets—greatly facilitated transactions and business management. However, there are still obstacles in the form of uneven digital literacy and unstable network infrastructure, so that the use of digital financing features is not yet optimal. This study concludes that the development of inclusive and user-friendly fintech solutions, accompanied by broader digital literacy programmes, is crucial to maximising the role of fintech in supporting regional SMEs. These findings have important implications for fintech providers, local governments, and policymakers in designing effective strategies to strengthen SME growth through digital financial inclusion.
Determinants of Formal and Informal Sector Labor Absorption in South Sulawesi Province Mirwan, Sri Handila; Nurjaya, Nurjaya; Yusuf.Y.S, Muhammad; Said, Samsuardi
Formosa Journal of Science and Technology Vol. 3 No. 7 (2024): July 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fjst.v3i7.10278

Abstract

This research aims to determine the influence of the Human Development Index and GRDP on the absorption of formal and informal sector workers in South Sulawesi Province. This research uses multiple regression analysis and panel data, namely using cross-section and time series data in 24 regencies/cities in South Sulawesi Province with a time interval of 5 years 2019-2023. The research results obtained show that HDI has a negative and significant influence on labor absorption, with a significance value of 0.000, a t-statistic value of -4.920, and a regression coefficient value of -0.058, GRDP has a positive and significant influence on labor absorption, with The significance value is 0.000, the t-statistic value is 10,748 and the regression coefficient value is 0.610. MSMEs support the stabilization of income of people who work in the informal sector.
Co-Authors Anfas, Anfas Darwin, Dirmansyah GHAZALI, RAHMAT Mirwan, Sri Handila NURJAYA NURJAYA, NURJAYA Riva'i, Dian Rahmayanti Syamsuddin, Fajar Rakasiwi Wulandari, Futri Ayu Yusuf Y.S, Muhammad Yusuf.Y.S, Muhammad