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All Journal Jurnal Manajemen Bisnis Eka Prasetya Jurnal Ekonomis
Fazar Nuriansyah
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Humanities Economics, Econometrics & Finance

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Transformasi Pola Konsumsi Masyarakat Indonesia di Era Digital: Implikasi terhadap Keberlanjutan Ekonomi dalam Perspektif SDG 12 salim, dhea; Hikmalia Safitri; Fazar Nuriansyah; Lazuardi Imani Hakam
Jurnal Ekonomis Vol 18 No 1 (2025): Ekonomis, April 2025
Publisher : Fakultas Ekonomi Universitas Advent Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Digital transformation has significantly changed Indonesians' consumption patterns, driven by the development of e-commerce and the digitization of financial services. Easy access to goods and services through online platforms increases consumption, but also poses challenges to economic sustainability, such as resource exploitation, increased waste, and the risk of impulsive consumption. This research aims to analyze how changes in consumption patterns in the digital era can be directed towards more sustainable practices in accordance with Sustainable Development Goals (SDGs) 12. The research method used is Systematic Literature Review (SLR) with the PRISMA approach to screen and analyze literature related to digital consumption transformation and its impact on economic sustainability. The data was analyzed thematically to identify the driving factors of consumption change in the digital era. The results show that digitalization increases consumption efficiency, but also risks encouraging impulsive shopping patterns and increasing waste from e-commerce. On the other hand, digital technology has the potential to support sustainable consumption through innovations such as big data, artificial intelligence, and supply chain optimization. In conclusion, supportive regulations, increased digital literacy, and economic policies that balance consumption growth with sustainability principles are needed so that digitalization does not become a threat to economic and environmental stability.
Managing Agency Costs in the face of Challenges and Strategies for Successful Cooperatives A Literature Review Qonnita, Shaffira; Silfa Mauludina; Siti Fauziah Durotunnisa; Fazar Nuriansyah
Jurnal Manajemen Bisnis Eka Prasetya Vol 11 No 2 (2025): Edisi September 2025
Publisher : LPPM STIE EKA PRASETYA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47663/jmbep.v11i2.611

Abstract

Agency costs are a major challenge in cooperative management, especially in terms of financial efficiency. This study aims to explore the influence of agency costs on the efficiency of cooperative financial management, as well as to identify effective strategies for managing agency costs. The research method used is Systematic Literature Review (SLR) with the PRISMA approach, analyzing 25 selected articles from Google Scholar published in the period 2015-2024. The results of the study show that high agency costs can reduce the efficiency of cooperative financial management, especially due to the lack of transparency and member participation. Some effective strategies that can be implemented include increasing transparency, using technology, restructuring cost efficiency, and education and training for cooperative managers and members. This research provides an important contribution to the development of cooperatives in Indonesia, especially in facing challenges in the Industrial Revolution 4.0 era. However, this study has limitations because it is literature-based and does not involve empirical data. Therefore, further research is recommended to conduct empirical studies to provide a more accurate and contextual picture.
Co-Authors Hikmalia Safitri Lazuardi Imani Hakam Qonnita, Shaffira salim, dhea Silfa Mauludina Siti Fauziah Durotunnisa