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Underwriting Technology Trends: A Systematic Literature Review Budy Santoso, Cahyono; Ghaniy, Rajib
JESII: Journal of Elektronik Sistem InformasI Vol. 2 No. 1 (2024): JournaI of Elektronik Sistem InformasI - JESII (JUNE)
Publisher : Departement Information Systems Universitas Kebangsaan Republik Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31848/jesii.v2i1.3420

This study systematically reviews trends in underwriting technology to enhance the precision and personalization of insurance companies' risk assessment and decision-making processes. Using the Kitchenham method, we conducted a systematic review of scientific publications indexed by Scopus from 2011 to 2021. Our findings reveal the extent of research activity in this field, the leading contributing countries, the methodologies employed, the technologies utilized, and the specific areas investigated. The results indicate significant advancements in the application of machine learning, blockchain, and other technologies in underwriting, providing a comprehensive overview of current trends and future directions. This study offers valuable insights for researchers and practitioners aiming to improve underwriting technology, highlighting potential areas for further research and development. These insights are crucial for advancing the field and enhancing the efficiency and effectiveness of underwriting practices.

Deteksi Penyakit Daun Kapas Dengan Deep Learning Berbasis Convolutional Neural Network (CNN) Bhagawanta, Bajra; Budy Santoso, Cahyono
IDEALIS : InDonEsiA journaL Information System Vol. 8 No. 2 (2025): Jurnal IDEALIS Juli 2025
Publisher : Universitas Budi Luhur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36080/idealis.v8i2.3517

Penelitian ini mengembangkan model kecerdasan buatan dengan algoritma Convolutional Neural Network (CNN) untuk mendeteksi penyakit pada daun kapas secara akurat dan otomatis. Metode konvensional seperti observasi visual seringkali tidak efektif dalam mengidentifikasi penyakit tanaman. Dengan menggunakan pendekatan deep learning, khususnya CNN, penyakit seperti Fusarium Wilt dan Bacterial Blight dapat diidentifikasi secara otomatis dan akurat melalui analisis citra daun kapas. Teknologi ini memungkinkan tindakan pencegahan lebih cepat untuk meminimalisir kerugian serta mendukung pengambilan keputusan berbasis data. Penelitian ini dilakukan melalui tahapan: pengumpulan data gambar daun kapas, preprocessing, modelling, analisis, dan evaluasi model menggunakan confusion matrix dan kurva ROC. Dengan dataset berisi 4.778 gambar dari enam kelas kondisi daun, model mencapai akurasi pelatihan 97% dan validasi 90% setelah 20 epoch, serta hasil evaluasi menunjukkan kinerja klasifikasi yang sangat baik dengan nilai precision, recall, f1-score yang tinggi, dengan nilai Area Under Curve (AUC) mendekati 1. Model ini mampu mendeteksi penyakit berdasarkan fitur visual dan memberikan hasil klasifikasi real-time, membuktikan bahwa CNN efektif dalam membantu identifikasi dini penyakit tanaman kapas.

KLASTERISASI DATA PENGANGGURAN DI PULAU JAWA MENGGUNAKAN ALGORITMA K-MEANS DALAM PENANGGULANGAN PENGANGGURAN TAHUN 2020-2023 Rachma, Mutia; Budy Santoso, Cahyono
IDEALIS : InDonEsiA journaL Information System Vol. 8 No. 2 (2025): Jurnal IDEALIS Juli 2025
Publisher : Universitas Budi Luhur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36080/idealis.v8i2.3522

Pengangguran merupakan masalah utama dalam sektor perekonomian dan turut menimbulkan berbagai permasalahan sosial. Tingkat pengangguran ini muncul akibat dari ketidaksesuaian antara jumlah individu yang siap kerja dengan jumlah lapangan pekerjaan yang tersedia sehingga menimbulkan tantangan dalam penyerapan tenaga kerja. Penelitian ini bertujuan untuk mengidentifikasi dan mengelompokkan Kabupaten/kota di Pulau Jawa berdasarkan rata-rata Tingkat Pengangguran Terbuka (TPT) dan Tingkat Partisipasi Angkatan Kerja (TPAK) selama periode 2020-2023. Metode analisis yang digunakan adalah clustering dengan algoritma K-Means, dengan memanfaatkan data sekunder yang diolah berasal dari Badan Pusat Statistik (BPS) yang mencakup 119 Kabupaten/kota di enam provinsi di Pulau Jawa. Validasi jumlah klaster optimal dilakukan menggunakan Silhouette score, yang menunjukkan nilai tertinggi 0,55 menghasilkan dua klaster optimal. Hasil penelitian menunjukkan dua kelompok wilayah yang berbeda dalam karakteristik ketenagakerjaan. Klaster pertama terdiri dari 52 wilayah yang memiliki TPAK rendah dan TPT tinggi, mengindikasikan tantangan dalam penyerapan tenaga kerja yang lebih kompleks, terutama pada area urban atau pusat industri. Sebaliknya, klaster dua meliputi 67 wilayah yang memiliki TPAK tinggi dan TPT rendah, menunjukkan kondisi ketenagakerjaan yang relatif lebih stabil, seringkali di sektor pertanian atau pekerjaan informal. Analisis ini divisualisasikan menggunakan scatter plot dan boxplot untuk memperkuat interpretasi. Hasil klasterisasi ini diharapkan dapat menjadi acuan bagi pemerintah untuk menetapkan prioritas dan merumuskan kebijakan ketenagakerjaan yang lebih tepat sasaran sesuai dengan karakteristik masing-masing klaster wilayah di Pulau Jawa.

Underwriting Technology Trends: A Systematic Literature Review Budy Santoso, Cahyono; Ghaniy, Rajib
JESII: Journal of Elektronik Sistem InformasI Vol 2 No 1 (2024): JournaI of Elektronik Sistem InformasI - JESII (JUNE)
Publisher : Departement Information Systems Universitas Kebangsaan Republik Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31848/jesii.v2i1.3420

This study systematically reviews trends in underwriting technology to enhance the precision and personalization of insurance companies' risk assessment and decision-making processes. Using the Kitchenham method, we conducted a systematic review of scientific publications indexed by Scopus from 2011 to 2021. Our findings reveal the extent of research activity in this field, the leading contributing countries, the methodologies employed, the technologies utilized, and the specific areas investigated. The results indicate significant advancements in the application of machine learning, blockchain, and other technologies in underwriting, providing a comprehensive overview of current trends and future directions. This study offers valuable insights for researchers and practitioners aiming to improve underwriting technology, highlighting potential areas for further research and development. These insights are crucial for advancing the field and enhancing the efficiency and effectiveness of underwriting practices.

Implementasi Business Intelligence untuk Prediksi Produksi Perikanan Budidaya Berbasis Web Dashboard Visualisasi Vistiyawati, Vanessa; Budy Santoso, Cahyono
Jurnal Algoritma Vol 22 No 2 (2025): Jurnal Algoritma
Publisher : Institut Teknologi Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33364/algoritma/v.22-2.2902

Aquaculture plays an essential role in supporting food security and meeting the protein needs of the population, particularly in urban areas such as Jakarta. However, data management in aquaculture production is often still performed manually, making analysis and prediction difficult. This study aims to design a web-based visualization dashboard integrated with Business Intelligence implementation to predict aquaculture production in the Jakarta region. The research employs the CRISP-DM (Cross Industry Standard Process for Data Mining) methodology, which consists of six main stages: business understanding, data understanding, data preparation, modeling, evaluation, and deployment. Aquaculture production data were processed through cleaning and integration stages, followed by the application of predictive models using Random Forest and Linear Regression algorithms, with Python as the data processing tool. The prediction and analysis results are visualized in an interactive web-based dashboard for easy access and interpretation. Evaluation results indicate that the predictive models used were able to provide an overview of production trends with a satisfactory level of accuracy. The contribution of this research lies in the integration of predictive methods with interactive web-based visualization, which has rarely been applied in the context of urban aquaculture, offering a new approach to supporting strategic decision-making. Through this dashboard, stakeholders can obtain more comprehensive information to enhance strategic decisions in aquaculture management in Jakarta.

Pengembangan Dashboard Prediksi Penggunaan Transportasi Umum Berbasis Business Intelligence dan Random Forest di Jakarta Ahmad, Alifio Fikra Ahmad; Budy Santoso, Cahyono
Jurnal Algoritma Vol 22 No 2 (2025): Jurnal Algoritma
Publisher : Institut Teknologi Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33364/algoritma/v.22-2.2941

This study applies the concept of Business Intelligence (BI) to predict and visualize trends in public transportation usage in Jakarta to support data-driven decision making. Secondary data from the Satu Data Jakarta portal was analyzed using the Random Forest algorithm due to its ability to process complex variables with accurate prediction results (R² = 0.978). The results show that TransJakarta, MRT, and KRL have stable passenger trends, while LRT, KCI Commuter Bandara, ships, and school buses are more volatile. These results are visualized in a web-based dashboard that facilitates fleet planning and public transportation operational policies. This research contributes to the application of BI in the transportation sector by presenting a prediction model that supports data-driven policy formulation.

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