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All Journal Jurnal Bina Bangsa Ekonomika
Sultansyah, Akbar
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Economics, Econometrics & Finance

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PENGARUH PEMAHAMAN LITERASI KEUANGAN DAN KEMUDAHAN DIGITAL PAYMENT TERHADAP KINERJA UMKM DI JAWA TENGAH Sultansyah, Akbar; Puspawati, Dewita
Jurnal Bina Bangsa Ekonomika Vol. 18 No. 1 (2025): Jurnal Bina Bangsa Ekonomika (JBBE)
Publisher : LP2M Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46306/jbbe.v18i1.670

Abstract

This study aims to determine the influence of financial literacy understanding and the ease of digital payment on the performance of MSMEs in Central Java. The population in this study is MSME actors in the Central Java area and have been registered with the Central Java Cooperatives and MSMEs Office. The number of MSMEs in 2023 is 141,806. The sample size in this study was calculated using the slovin formula, so that the number of samples was 106. The data used in this study is in the form of primary data. The results of the study show that the variable of financial literacy understanding has a positive and significant influence on the performance of MSMEs in Central Java Province, while the ease of digital payment has a significant negative influence on the performance of MSMEs in Central Java Province
Co-Authors Dewita Puspawati