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All Journal AKUNTABILITAS Fokus Ekonomi Jurnal Dinamika Sosial Budaya Management Studies and Entrepreneurship Journal (MSEJ) Jurnal Akuntansi Dan Bisnis Indonesia (JABISI)
Khatik, Nur
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Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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The Influence of Financial Institutions, Government and Digital Technology in the MSME Khatik, Nur; Agung, R. Ery Wibowo
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 5 No. 1 (2024): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v5i1.4077

Abstract

The purpose of this study was to find out how the influence of financial institutions, cooperative and SME cooperative services, and digital technology on increasing MSME businesses in Kendal Regency, the method used was the data analysis method with a questionnaire using a Likert scale 5 Multiple Linear Regression approach and the help of IBM SPSS software version 25. The results of this study indicate that financial institutions have a significant effect on MSME business development, trade and SME cooperative services have a significant effect on MSME business development, and digital technology has no effect on MSME business development in Kendal Regency.
The Influence Of Financial Institutions, Govermant, and Digital Technology in The Msme khatik, Nur; Santosa, R.Ery Wibowo Agung
Akuntabilitas Vol 16, No 1 (2023)
Publisher : Department of Accounting-Faculty of Economic and Business (FEB)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/akt.v16i1.30263

Abstract

AbstractThe purpose of this study was to find out how the influence of financial institutions, cooperative and SME cooperative services, and digital technology on increasing MSME businesses in Kendal Regency, the method used was the data analysis method with a questionnaire using a Likert scale 5 Multiple Linear Regression approach and the help of IBM SPSS software version 25. The results of this study indicate that financial institutions have a significant effect on MSME business development, trade and SME cooperative services have a significant effect on MSME business development, and digital technology has no effect on MSME business development in Kendal Regency Keywords: Financial Institutions, Cooperative and SME Trade Office, Digital Technology, Increasing MSME business
THE EFFECT OF FINANCIAL LITERACY, FINANCIAL TECHNOLOGY, AND SOCIO DEMOGRAPHIC OF AGE ON ENTREPRENEUR INVESTMENT DECISION MAKING Santosa, R.Ery Wibowo Agung; Khatik, Nur; Muthaher, Osmad
Fokus Ekonomi : Jurnal Ilmiah Ekonomi Vol 18, No 2: Desember 2023
Publisher : STIE Pelita Nusantara Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34152/fe.18.2.138-150

Abstract

The purpose of this research is to investigate the effect of financial literacy level, financial technology and age socio-demographic factors on the investment decision behavior of entrepreneurs. The research respondents were entrepreneurs in Semarang with a sample of 50 people. The sampling technique used in this study is non-probability sampling with a convenience sampling approach. The data were analyzed using the Path Analysis technique. The results of this study indicate that the level of financial literacy and age have a positive effect on the investment decisions of individual entrepreneurs, while financial technology has no significant effect on their decision-making behavior. The practical implication that can be given from the findings of this research is that this study can be used as a basic model for providing information and outreach regarding financial literacy, financial technology and investment decisions by financial institutions and entrepreneurs. Based on the results of statistical data, the financial literacy variable has the greatest influence in determining individual investment decision behavior compared to age socio demographic factors. This explains that a person's knowledge of managing his personal finances is a major factor in determining an investment decision.
Pengaruh Pertumbuhan Kredit Dan Risiko Bank Di Indonesia khatik, nur
Jurnal Dinamika Sosial Budaya Vol. 23 No. 2 (2021): Desember (2021)
Publisher : Universitas Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26623/jdsb.v23i2.9034

Abstract

Penelitian ini bertujuan untuk mengetahui bagaimana pengaruh pertumbuhan kredit (LG) terhadap kinerja keuangan. Populasi penelitian ini adalah 150 bank umum di bawah pengawasan Otoritas Jasa Keuangan (OJK). Dengan menggunakan data sekunder untuk 2017-2021, pengolahan data menggunakan Stata 15.0. dengan variabel kontrol Total aset pinjaman, biaya pendapatan dan ukuran perusahaan, dimana hasil pertumbuhan kredit berpengaruh signifikan terhadap kredit bermasalah (NPL). Hasil pengujian lainnya menunjukkan bahwa pertumbuhan pinjaman tidak berpengaruh pada ETA dan ROA.Kata kunci: Loan Growth, Non Performing Loan, Equity Total Asset , Return on Assets, Loan Total Asset
The Influence Of Financial Institutions, Govermant, and Digital Technology in The Msme khatik, Nur; Santosa, R.Ery Wibowo Agung
Akuntabilitas Vol. 16 No. 1 (2023)
Publisher : Akuntabilitas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/akt.v16i1.30263

Abstract

AbstractThe purpose of this study was to find out how the influence of financial institutions, cooperative and SME cooperative services, and digital technology on increasing MSME businesses in Kendal Regency, the method used was the data analysis method with a questionnaire using a Likert scale 5 Multiple Linear Regression approach and the help of IBM SPSS software version 25. The results of this study indicate that financial institutions have a significant effect on MSME business development, trade and SME cooperative services have a significant effect on MSME business development, and digital technology has no effect on MSME business development in Kendal Regency Keywords: Financial Institutions, Cooperative and SME Trade Office, Digital Technology, Increasing MSME business
DETERMINAN KINERJA KEUANGAN PERUSAHAAN DAN PERAN GOOD CORPORATE GOVERNANCE SEBAGAI PEMODERASI Khatik, Nur; Sukesti, Fatmasari; Alwiyah
Jurnal Akuntansi Dan Bisnis Indonesia (JABISI) Vol. 6 No. 2 (2025): Jurnal Akuntansi Dan Bisnis Indonesia (JABISI)
Publisher : Program Studi Akuntansi Institut Bisnis dan Informatika (IBI) Kosgoro 1957

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55122/jabisi.v6i2.1780

Abstract

Tujuan: Penelitian ini akan menguji faktor-faktor determinan yang mempengaruhi kinerja keuangan perusahaan tekstil dan pakaian di Indonesia, dan menggunakan variabel tata kelola perusahaan yang baik (GCG) sebagai pemoderasi. Metode: Sampel perusahaan adalah perusahaan tekstil dan pakaian yang terdaftar di Bursa Efek Indonesia dari tahun 2019 hingga 2023. Menggunakan analisis regresi linier berganda dan alat bantu statistik dengan versi terbaru dari perangkat lunak Smart PLS versi 4. Temuan: Pertumbuhan penjualan dan perputaran aset berpengaruh positif terhadap kinerja keuangan perusahaan. Struktur modal dan ukuran perusahaan tidak memiliki dampak positif terhadap kinerja keuangan perusahaan. GCG memperkuat hubungan antara struktur modal dan kinerja keuangan perusahaan. GCG tidak memperkuat hubungan antara ukuran perusahaan, pertumbuhan penjualan, perputaran aktiva dan kinerja keuangan perusahaan. Kebaruan: Kebaruan dari penelitian ini, yaitu penggunaan populasi Indonesia. Variabel moderator yang digunakan yaitu variabel Good Corporate Governance (GCG), dan jarang digunakan dalam penelitian sebelumnya.
Co-Authors Agung, R. Ery Wibowo Alwiyah Alwiyah Fatmasari Sukesti Osmad Muthaher Santosa, R.Ery Wibowo Agung