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All Journal Jambura Science of Management Mestaka: Jurnal Pengabdian Kepada Masyarakat
Dwiriansyah, M Syukur
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Agriculture, Biological Sciences & Forestry Humanities Economics, Econometrics & Finance Energy Environmental Science Languange, Linguistic, Communication & Media Mechanical Engineering Social Sciences Other

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Financial Literacy at an Early Age: The Role of Digital Technology in Students' Financial Literacy Muniarty, Puji; Rimawan, M; Ovriyadin, Ovriyadin; Wulandari, Wulandari; Dwiriansyah, M Syukur
Jambura Science of Management Vol 7, No 2 (2025): Jambura Science of Management - July 2025
Publisher : Universitas Negeri Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37479/jsm.v7i2.31411

Abstract

Purpose: This research aims to explore the extent to which the role of digital technology can increase financial literacy among students. The problems in the study are the low financial literacy of students and not optimal use of smartphones and the internet, digital technology as an effective solution in applying financial principles interactively easily accessible, not all students have the same access to financial technology and the lack of specific research that discusses the effectiveness of digital technology in increasing financial understanding among students.Design/Methodology/Approach: The population in this study was all students in semesters IV (Four) and VI (Six) of the Financial Management concentration study program at the Sekolah Tinggi Ilmu Ekonomi Bima, with a total sample of 161 students, and the sampling used was purposive.Findings: The research results show that the use of digital technology plays an important role in increasing financial literacy among students. Digital financial applications, social media, and online education platforms are proven to be able to help students manage personal finances, understand basic financial concepts, and make wiser financial decisions. Apart from that, financial literacy in the digital era needs to continue to be improved through the integration of technology-based financial education in the curriculum and the provision of digital platforms that are trusted and easy for students to access. It is believed that this approach can create a younger generation that is more financially intelligent and ready to face future economic challenges.
STIE Bima Kampus Berdampak : Pendampingan Transformasi Tugas Akhir untuk Mendukung Publikasi Ilmiah Mahasiswa Muniarty, Puji; Ovriyadin, Ovriyadin; Dwiriansyah, M Syukur
Mestaka: Jurnal Pengabdian Kepada Masyarakat Vol. 5 No. 2 (2026): APRIL 2026
Publisher : Pakis Journal Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58184/mestaka.v5i2.942

Abstract

The Impactful Campus Program at the Sekolah Tinggi Ilmu Ekonomi Bima is a strategic effort to improve students' academic quality through structured final project mentoring by supervisors. This activity aims to strengthen students' abilities in compiling scientific papers that are systematic, critical, and in accordance with research methodology principles. Mentoring is carried out intensively, starting from the title determination stage, compiling the final project into a worksheet template, collecting and analyzing data, and writing articles according to journal templates. The community service approach uses a participatory, educational approach and continuous mentoring through the preparation, implementation, evaluation, and follow-up stages. The results of this program show an increase in students' understanding of research concepts, accuracy in the use of methods, and better quality scientific writing. In addition, this mentoring also encourages students to produce outputs in the form of scientific articles that have the potential to be published. Thus, this program makes a real contribution to supporting the achievement of graduate competencies that are superior, adaptive, and competitive in academic and professional environments.
Co-Authors Ovriyadin, Ovriyadin Puji Muniarty Rimawan, M Wulandari Wulandari