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All Journal KEYNESIA : INTERNATIONAL JOURNAL OF ECONOMY AND BUSINESS Jurnal Indonesia Sosial Teknologi
Solissa, Rian Noviani
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Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Analyzing QRIS adoption factors and its effects on usability and decision-making in Jayapura’s MSMEs Rofingatun, Siti; Kambuaya, Maylen K.P; Solissa, Rian Noviani
Keynesia : International Journal of Economy and Business Vol. 3 No. 2 (2024): Keynesia: International Journal of Economics and Business
Publisher : ARKA INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55904/keynesia.v3i2.1334

Abstract

The background of this research is based on the urgency of adopting digital payment technology to improve transaction efficiency and financial inclusion among MSMEs. The Indonesian government has initiated QRIS as a solution for easy and efficient digital payments, but its implementation among MSMEs still faces various challenges. Through a survey of 50 MSME players in Jayapura City, this study shows that the adoption of QRIS significantly affects the efficiency of financial recording and improves the accountability of financial statements. The results of this analysis show that both independent variables, namely Perceived Benefit (X1) and Perceived Ease (X2), have a significant influence on the Decision to Use QRIS (Y) among MSME players. The results of this study indicate that positive perceptions of the benefits and convenience of QRIS are closely related to the level of adoption among MSMEs. The research instrument used shows good reliability, and the regression results show that these two variables significantly influence the decision to use QRIS. This study recommends increasing digital and financial literacy to optimize QRIS adoption, and encourages stakeholders to continue promoting QRIS as part of economic digitalization.
Village Government Accountability in Managing Village Finances (Empirical Study in Yawosi District, North Biak, Biak Numfor Regency) K.P Kambuaya, Maylen; Wonar, Klara; Yizhar, Fadly; Solissa, Rian Noviani; Fransiska, Elend
Jurnal Indonesia Sosial Teknologi Vol. 5 No. 9 (2024): Jurnal Indonesia Sosial Teknologi
Publisher : Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59141/jist.v5i9.1746

Abstract

This study aims to analyze the influence of clarity of budget targets, reporting systems and competencies of village apparatus on the accountability of village fund management. The population is 8 villages in Yawosi District, Biak Numfor Regency. The sample of this study amounted to 168 respondents using the purposive sampling method. The data analysis technique used is Structural Equation Modeling (SEM) Part Least Square (PLS). The results of this study show that the clarity of budget targets and the internal control system have a positive effect on the accountability of village financial management, while the financial accounting system and the competence of village officials have no effect on the accountability of village financial management.
Co-Authors Fransiska, Elend K.P Kambuaya, Maylen Kambuaya, Maylen K.P Siti Rofingatun Wonar, Klara Yizhar, Fadly