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All Journal Al-Mizan: Jurnal Kajian Hukum dan Ekonomi Golden Ratio of Data in Summary Global Education Journal
Takim, Akbar
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Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Analysis of Julung Fish Sales and Fishermen's Income in Fokalik Village, North Sanana Sub-District (Islamic Economic Review) Takim, Akbar
Golden Ratio of Data in Summary Vol. 5 No. 1 (2025): November - January
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grdis.v5i1.771

Abstract

This study aims to analyze the sale of julung fish and its impact on the income of fishermen in Fokalik Village, Sanana Utara District, Kepulauan Sula Regency, from an Islamic economic perspective. The method used is field research with a qualitative approach, which allows for an in-depth understanding of the social and economic conditions of fishermen.The results show that a fair profit-sharing management system can improve the well-being of the group of fishermen. Although the fishery potential in this area is very large, fishermen still face challenges such as fluctuating fish prices, limited capital, and simple technology. This study also highlights the importance of applying the principles of Islamic economics in the management of marine resources, which not only focus on economic profits but also on environmental sustainability. By emphasizing justice and balance, this approach can help fishermen achieve income stability and improve their standard of living without damaging the marine ecosystem. These findings provide important insights for the development of more sustainable and inclusive fisheries policies in the coastal areas of Indonesia.
Consumer Satisfaction Within the Framework of Sharia: Study on the Influence of QRIS in Sanana District Gorontalo, Rifani; Takim, Akbar; Kemhay, Ichsan Fachri
Global Education Journal Vol. 3 No. 2 (2025): Global Education Journal (GEJ)
Publisher : Civiliza Publishing, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/gej.v3i2.738

Abstract

One of the important transformations is the digitalization of payment systems through cashless platforms. This study aims to examine the influence of QRIS (Quick Response Code Indonesian Standard) on consumer satisfaction within the framework of Sharia principles in Sanana District, North Maluku. In the digital transaction era, QRIS has emerged as a national standard for cashless payments, offering convenience, speed, and security. However, the extent to which QRIS affects consumer satisfaction, especially in semi-rural areas with limited digital literacy, remains underexplored. Using a quantitative method with a descriptive-associative approach, the study surveyed 30 consumers who had used QRIS in daily transactions. Data were collected through a structured questionnaire and analyzed using Structural Equation Modeling (SEM) via LISREL 8.80. The results show that QRIS has a positive and significant impact on consumer satisfaction (coefficient = 0.41; t-value = 9.66; p < 0.001). In addition, ease of use (0.35; t = 9.41) and transaction speed (0.38; t = 8.36) also significantly influence satisfaction. These findings suggest that QRIS is not only an effective digital payment solution but also aligns with Islamic financial ethics, promoting transparency, fairness, and efficiency.
Analysis of Julung Fish Sales and Fishermen's Income in Fokalik Village, North Sanana Sub-District (Islamic Economic Review) Takim, Akbar
Golden Ratio of Data in Summary Vol. 5 No. 1 (2025): November - January
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grdis.v5i1.771

Abstract

This study aims to analyze the sale of julung fish and its impact on the income of fishermen in Fokalik Village, Sanana Utara District, Kepulauan Sula Regency, from an Islamic economic perspective. The method used is field research with a qualitative approach, which allows for an in-depth understanding of the social and economic conditions of fishermen.The results show that a fair profit-sharing management system can improve the well-being of the group of fishermen. Although the fishery potential in this area is very large, fishermen still face challenges such as fluctuating fish prices, limited capital, and simple technology. This study also highlights the importance of applying the principles of Islamic economics in the management of marine resources, which not only focus on economic profits but also on environmental sustainability. By emphasizing justice and balance, this approach can help fishermen achieve income stability and improve their standard of living without damaging the marine ecosystem. These findings provide important insights for the development of more sustainable and inclusive fisheries policies in the coastal areas of Indonesia.
Pengaruh Produk, Nisba Bagi Hasil, Dan Religiusitas Terhadap Keputusan Memilih Bank Syariah Mandiri Kota Ternate Takim, Akbar
Al-Mizan: Jurnal Kajian Hukum dan Ekonomi Al-Mizan Vol.7 No. 02 (2021)
Publisher : Sekolah Tinggi Agama Islam Babussalam Sula

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59115/almizan.v7i02.60

Abstract

Tujuan penilitian ini adalah untuk mengetahui pengaruh produk, nisbah bagi hasil dan religiusitas terhadap keputusan memilih bank syariah mandiri di kota ternate. Populasi penelitian adalah nasabah pada bank syariah mandiri cabang Kota Ternate, Maluku Utara dengan sampel sebanyak 91 responden, metode pengumpulan data menggunakan koesioner, wawancara dan dokumentasi. Metode analisis data menggunakan metode deskriptif kuantitatif dan analisis regresi linier berganda. Hasil uji t Variabel produk berpengaruh positif dan signifikan terhadap keputusan memilih bank syariah mandiri dengan nilai (2.531) pada tingkat alphaα = 0.05% sebesar (0.013), Variabel nisbah bagi hasil berpengaruh positif tetapi tidak signifikan terhadap keputusan memilih bank syariah mandiri dengan nilai (1.884) pada tingkatalpha a = 0.05% sebesar (0.063). Variabel religiusitas berpengaruh negatif dan tidak sinifikan terhadap keputusan memilih bank syariah mandiri dengan nilai (-818) pada tingkat alpha a = 0.05% sebesar (416). Hasil uji F pada variabel produk, nisbah bagi hasil dan religiusitas secara bersama-sama memiliki pengaruh positif tapi tidak signifikan terhadap variabel keputusan memilih bank syariah mandiri (4.468) pada tingkat alpha α = 0.05% sebesar (0.06). melalui pengujian koefisien korelasi ( R square) di peroleh tingkat pengaruh yang cukup kecil dari variabel produk, nisbah bagi hasil dan religiusitas terhadap keputusan memilih bank syariah mandiri sebesar 13.3% dan variabel produk yang mempengaruhi keputusan memilih Bank Syariah Mandiri Kota Ternate, Provinsi Maluku Utara.
Co-Authors Gorontalo, Rifani Kemhay, Ichsan Fachri