Article Per Year (5 Year)
p-Index From 2021 - 2026
0.444
P-Index
This Author published in this journals
All Journal An-natiq Jurnal Kajian Islam Interdisipliner Al-Hiwalah : Journal Syariah Economic Law
Fauzia Ulirrahmi
Unknown Affiliation
Religion Economics, Econometrics & Finance Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences Other

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
Peer to Peer Lending Syari’ah: Wadah Investasi Bisnis Sektor Riil untuk Pengembangan UMKM Fauzia Ulirrahmi
Al-Hiwalah: Journal of Sharia Economic Law Vol. 2 No. 1 (2023): Al-Hiwalah : Journal Syariah Economic Law
Publisher : Department of Islamic Economic Law, Faculty of Sharia, Sultanah Nahrasiyah State Islamic University, Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/alhiwalah.v2i1.1471

Abstract

The interest of Indonesian people in investing in real sector businesses, particularly MSMEs, is relatively low due to high risks and business uncertainties. Unfortunately, Sharia Financial Institutions have not played an active role in channeling cooperation-based financing. Instead, they have mostly focused on channeling murabahah financing under the buying and selling scheme. However, Sharia P2P Lending can help develop the real sector and have a positive impact on the national economy by reducing bureaucracy and complicated requirements. Sharia P2P Lending is an investment platform in real sector businesses that benefits business actors and investors. The use of Sharia P2P Lending can encourage the public to invest in the real sector because of the following reasons: (1) it provides a safe investment with higher returns compared to conventional investments, (2) it offers access to invest in the real sector with relatively small capital, (3) it allows investors to choose business actors and monitor their investment performance, (4) it has relatively low transaction costs and is easy to conduct transactions online, and (5) it provides protection through risk management and financing management policies carried out by the company.
ANALISIS KONSEP EFISIENSI EKONOMI DALAM ISLAM: KAJIAN TERHADAP QS. AL-ISRA AYAT 26-29 Fauzia Ulirrahmi
An Natiq Vol 4 No 1 (2024)
Publisher : University of Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33474/an-natiq.v4i1.20615

Abstract

This research discusses the concept of economic efficiency from an Islamic perspective, focusing on verses QS. Al-Isra verses 26-29. Economic efficiency in Islam is analyzed through the ethical guidelines and principles contained within these verses. The findings of this study indicate that Islam emphasizes the importance of wise resource management, fair wealth distribution, ethical conduct in transactions, and a balance in the use of wealth. Economic efficiency in Islam also considers social justice and moral values, not solely focusing on profitability. Overall, the verses in QS. Al-Isra verses 26-29 provide guidance on the concept of economic efficiency in Islam, encompassing fair distribution, avoiding waste, emphasizing ethics in every economic transaction, and balancing resource allocation. These principles can help society achieve sustainable economic efficiency while considering moral and social values.
Co-Authors