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Aktivitas Sukuk Ijarah Rasulullah, Masa Khulafa Ar-Rasyidin Masa Dinasti Umayyah pada Masa Dinasti Abbasiyyah Ma, Maryam Batubara; Fatahillah, Lou; Sari, Novita; Siregar, Jumriani; Harahap, Siska Permata Sari
As-Syirkah: Islamic Economic & Financial Journal Vol. 3 No. 2 (2024): As-Syirkah: Islamic Economic & Financial Journal 
Publisher : Ikatan Da'i Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56672/t86v3m77

Abstract

Sukuk is a long-term security based on sharia issued by the issuer to sharia loan holders, which requires the issuer to pay the sharia loan holder's income in the form of profit sharing/margin/premium and repayment of interest funds at maturity. This statement is the definition of sharia bonds according to the National Sharia Council (DSN) No.32/DSNMUI/IX/2002. In Indonesia, according to the fatwa issued by the National Sharia Council, one of the types of sukuk is ijárah sukuk. Ijárah sukuk is financing that uses the ijárah contract system, or securities containing financial contracts based on sharia principles, which are issued by the issuing corporation, government or other institutions which require the sukuk issuer to pay a certain amount of compensation to the sukuk owner.rent out property and pay off family fixed assets on time. There are three parties involved in the sukuk ijárah contract. These contracts are investment contracts, namely between investors (sukuk holders) and special purpose vehicles (SPV) or collective investment contracts, sale and purchase contracts between SPV/KIK and suppliers or sellers of assets (goods), and lease contracts (ijárah) or sale and purchase contract. purchase between SPV/KIK and company or property tenants. Issuing sukuk in the capital market requires preparation for sukuk issuance.  
Pelayanan BPJS Peserta pada Jaminan Kesehatan di BPJS Kesehatan Kantor Padang Lawas Utara Siregar, Jumriani; Daulay, Aqwa Naser
VISA: Journal of Vision and Ideas Vol. 4 No. 3 (2024): VISA: Journal of Vision and Ideas
Publisher : IAI Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/visa.v4i3.5149

Abstract

Quality health services are a right for every individual, including participants of the Health Social Security Administering Agency (BPJS). This study aims to analyze the services provided to BPJS Health participants in the North Padang Lawas area, with a focus on North Padang Lawas Health BPJS. The research method used is a descriptive approach with qualitative methods, direct observation, interviews with participants and officers, as well as analysis of secondary data related to service performance. The research results show that although BPJS Health has provided wider access to health services for the community, there are several challenges faced by participants in the North Padang Lawas area. Some of these are limited health facilities, especially in rural areas, long waiting times to receive services, and sometimes inadequate availability of medicines. The quality of service is also a major concern, where there are complaints regarding the attitude and responsiveness of officers and the availability of adequate medical personnel. In this context, increasing training for officers and improving health infrastructure in this region are very necessary to improve services to BPJS Health participants. This research contributes to the understanding of the quality of health services in the North Padang Lawas area, as well as providing a basis for BPJS Health and local governments to make necessary improvements to increase the quality and accessibility of health services for the community.