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ANALYSIS OF POVERTY AS A MAIN PROBLEM OF THE INDONESIAN ECONOMY AND ITS OVERCOME Qulsum, Umi; Anggraini, Jihan; Putri, Erisha
PERSPEKTIF: Journal of Social and Library Science Vol. 2 No. 2 (2024): August
Publisher : Academic Solution Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70489/perspektif.v2i2.297

Abstract

Poverty is a phenomenon that occurs in almost every developing country. Poverty stems from the inability of some people to organize their lives at a level that is considered humane. The problem of poverty is an unresolved problem in almost every country, including Indonesia. The research method used in this study was a literature study by examining various literature related to the topics discussed. The purpose of this research is to analyze poverty in Indonesia. The results of the analysis show that poverty in Indonesia can be caused by declining standards of global per capita income development, declining work ethic and people's productivity, low levels of education, and limited capital, these conditions reduce the quality of human resources, which leads to decreased productivity. and income. The reason is that the problem of poverty remains a major problem that needs attention and concrete action through the implementation of programs that are both recovery, empowering and facilitative. Therefore, the author wants to analyze poverty in Indonesia along with overcoming economic problems in Indonesia.
Analisis Akad Wakalah Pada Transaksi Financial Technology Syariah Putri, Citra Kirana Astika; Anggraini, Jihan; Kamila, Hana Rahmah; Al Fadli, Faisal; Suko, Fadhli
Al-bank: Journal of Islamic Banking and Finance Vol 3 No 1 (2023): January - June 2023
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/ab.v3i1.7963

Abstract

This study aims to analyze the application of the wakalah contract in the sharia fintech digital payment system in one of the sharia fintech service products in Indonesia. This type of research is a literature study with a quantitative descriptive approach. The results showed that the wakalah contract in Islamic financial technology transactions is allowed if the issuer and the parties organizing electronic money and digital financial service agents do not use an ijarah contract. This is in accordance with DSN-MUI Fatwa No. 10/DSN-MUI/IV/2000 concerning wakalah which applies rewards to wakalah contracts. Instead of renting services, the issuer represents its duties to the parties organizing electronic money including digital financial service agents. So that the results of this study can be a guideline in making and formulating policies.