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All Journal Sharing: Journal Of Islamic Economics, Management And Business J-EBI Jurnal Ekonomi dan Bisnis Islam
Nur Nasrina
UIN Sultan Syarif Kasim Riau
Economics, Econometrics & Finance

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PERKEMBANGAN, PENGAWASAN DAN PENGENDALIAN BANK SYARIAH DI INDONESIA Fitriani Fitriani; Nur Nasrina; Heri Sunandar
J-EBI Jurnal Ekonomi dan Bisnis Islam Vol 2 No 01 (2023): Jurnal Ekonomi dan Bisnis Islam
Publisher : Institut Agama Islam K.H. Sufyan Tsauri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57210/j-ebi.v2.i01.143

Abstract

Islamic banking is a banking system developed based on Islamic law. Indonesia, where the majority of the population is Muslim, provides ample space for the development of Islamic banks. The development of Islamic banking in Indonesia has become a benchmark for the successful existence of the Islamic economy. The Sharia Banking Supervisory Authority in Indonesia examines Islamic banking supervision from a normative juridical perspective. Regulation and supervision of Islamic banking based on Law Number 3 of 2004 concerning Amendments to Law Number 23 of 1999 concerning Bank Indonesia and Law No. 21 of 2008 are the authority of BI. After the enactment of Law No. 21 of 2011 concerning the OJK, sharia banking supervision, which was originally the authority of BI, shifted to the OJK. The internal control system implemented must be in accordance with applicable policies and regulations so that the results obtained can have a positive impact on the financing transactions carried out.
Transformasi Digital Pada Perbankan Syariah Indonesia: Produk It Dan Jenis Transaksi Ifa Nurul Islamiah; Nur Nasrina; Nola Fibriyani Bte Salman; Nurul Huda
Sharing: Journal of Islamic Economics Management and Business Vol. 3 No. 1 (2024): Juni 2024
Publisher : Program Studi Ekonomi Syariah Fakultas Agama Islam Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/sharing.v3i1.27503

Abstract

The development of sharia banking in Indonesia has advances in information technology (IT) which have brought significant changes in the way sharia banks offer their products and services. This research discusses sharia banking in Indonesia. This research uses a qualitative study using a liberal research approach by looking for reliable information from written sources, such as books, journals and websites. In the results of this research, E-Banking not only provides comfort but also convenience because the menus on internet banking can be used without having to have special skills, and is safe because internet banking is equipped with a layered security system and is equipped with a token (a tool that issues password numbers). which always changes every time you make a financial transaction). Internet Banking services have many features and provide convenience, comfort and security so that sharia banking services can run easily and efficiently with qualified bank security services, smooth and easy e-banking services are obtained by customers who use e-banking products, in Islamic transactions contain sharia contracts that are applied in the sharia financial institution industry such as: Murabahah Mudharabah, Mudharabah Muqayyadah, Wadiah, Musyarokah, Musyarakah Mutanaqisah, Salam, Istishna, Ijarah, Ijarah Muntahiyah bit Tamlik, Wakalah, Kafalah, hawalah, Rahn, Qordh.
Co-Authors Fitriani Fitriani Heri Sunandar Ifa Nurul Islamiah Nola Fibriyani Bte Salman Nurul Huda