Pratiwi Nila Sari
Bhayangkara Jakarta Raya University

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The Impulse Buying Behavior: The Role of Financial Literacy, Perceived Usefulness, Perceived Ease of Use, And Security of E-Wallets (Case Study At Mercu Buana University Students) Rona Tumiur Mauli Carolin Simorangkir; Pratiwi Nila Sari
Dinasti International Journal of Economics, Finance & Accounting Vol. 5 No. 3 (2024): Dinasti International Journal of Economics, Finance & Accounting (July - August
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijefa.v5i3.3054

Abstract

This study aims to analyze the effect of financial literacy, perceived usefulness, perceived ease of use, security of e-wallets on impulse buying behavior of Mercu Buana University students. This type of research is quantitative research, with data collection methods using questionnaires via Google Form link and distributed digitally to respondents. Theory Planned of Behavior (TPB) and Theory Acceptance Model (TAM) are used in this study. The population in this study was 1138 people. The sample selection method used was simple random sampling with a sample size of 296, and 307 respondents were found in this study. The object of this research is e-wallet user students who are currently pursuing undergraduate education at Universitas Mercu Buana Meruya, Faculty of Economics and Business, majoring in accounting, class of 2018-2021. The data analysis method used is the Partial Least Square Structural Equation Modeling (PLS-SEM) analysis technique using the SmartPLS version 3 software analysis tool. What differentiates this research from previous research is the object of research and the time this research was conducted, where the object of this research is Mercu Buana Meruya University students majoring in accounting class 2018-2021, with the research time conducted during the pandemic. Based on the results of the financial literacy, perceived ease of use, and security have a significant positive effect, while perceived usefulness has no effect on impulsive buying behavior. The limitations of this study are that the scope is not too broad, where researchers only focus on one location. And for further research it is better to add other variables that are outside this research.
How can FinTech achieve sustainable finance goals? A Systematic Literature Review Pratiwi Nila Sari; Rona Tumiur Mauli Carolin Simorangkir
Dinasti International Journal of Economics, Finance & Accounting Vol. 5 No. 6 (2025): Dinasti International Journal of Economics, Finance & Accounting (January - Feb
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijefa.v5i6.3678

Abstract

The research question (RQ) in this article is “How can FinTech achieve sustainable finance goals”. According to RQ, we try to identify it through a systematic literature review. We identified articles related to fintech and sustainable finance published between 2019 to 2022. A systematic review is a type of research methodology that seeks to assess, locate, and examine all prior findings that are pertinent to a specific topic, research question, or emerging phenomenon. The review was conducted using a systematic review approach with PRISMA criteria, based on a thorough examination of pertinent literature (research articles, policy documents, and reports). Fintech & sustainable finance is the article least discussed by publishers, this is interesting because there is still minimal exploration of this issue. The articles that discuss fintech and sustainable finances from 2019 until 2022 only have 1 article namely 2020. From the results of the literature review that has been carried out,it can be seen that research journals discussing fintech and sustainable finance are still very rare, so it can be recommended that future researchers take research topics on fintech and sustainable finance.