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Navigating Change: A Comprehensive Analysis of Current Financial Trends in the United States Ali, Md. Mokshud; Tabassum, Tanbina
International Journal of Management and Digital Business Vol. 3 No. 2 (2024)
Publisher : Asosiasi Dosen Peneliti Ilmu Ekonomi dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54099/ijmdb.v3i2.974

Abstract

This research study offers a comprehensive overview of current advancements in financial practices in the United States. This research will examine recent shifts in American financial habits and offer stakeholders guidance on how to effectively manage the evolving financial landscape. A thorough assessment of prior literature reviews and empirical studies on digital finance in the US is part of the research methodology.The literature review focuses on how developments in financial technology (FinTech), regulatory changes, a growing emphasis on sustainability, and shifting consumer behavior have significantly altered the financial sector.. The influence of regulatory barriers, ESG integration, evolving consumer behavior, and the complex interactions affecting US financial practices are the main topics of discussion. The results underscore the significance of digital transformation, regulatory impediments and campaigns, consumer inclinations, the advantages and challenges of decentralized financing (DeFi), and cybersecurity and privacy issues. Recommendations are provided based on the results to enhance regulatory flexibility, raise financial literacy and awareness, fund cybersecurity infrastructure, encourage cooperation and information exchange, welcome responsible innovation, and track and react to market dynamics. By putting these recommendations into practice, stakeholders can better navigate the complexity of digital banking in the US and foster innovation, inclusion, and trust in the digital financial ecosystem while averting the dangers and difficulties that come with it.
Optimizing Resource Allocation in Management Through Advanced Business Analytics Ali, Md. Mokshud; Nobi, Md. Nur; Uddin , Md. Nasim; Moni, Sharmin Akter; Sultana, Shirin; Ishmam, Md. Rafid
International Journal of Applied Management and Business Vol. 3 No. 1 (2025)
Publisher : ADPEBI Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54099/ijamb.v3i1.1139

Abstract

Allocating resources optimally is crucial for businesses aiming for both strategic and operational success in the complicated and cutthroat business environment of today. By converting data into usable insights, advanced business analytics (ABA) provides useful techniques and tools that improve decision-making. The purpose of this study is to examine how well ABA optimizes resource allocation, highlighting its contribution to increased operational performance and tackling the difficulties encountered in dynamic contexts. To learn more about the use and effects of ABA, the study uses a qualitative research methodology based on secondary sources, examining case studies, industry reports, and existing literature. The underutilization of ABA in businesses as a result of obstacles including a shortage of qualified staff, poor data quality, and change aversion, is the main topic addressed. Important conclusions show that firms that successfully use ABA benefit from better decision-making, more agility, and more efficient use of resources. However, the broad use of analytics is constrained by ongoing issues with data governance and cultural resistance. One of the study's shortcomings is its dependence on secondary data, which might not fully represent the range of organizational experiences with ABA. However, the results have important theoretical and practical ramifications, indicating that to properly utilize advanced business analytics, firms need to make investments in training, data quality enhancements, and cultural change. This study adds to the expanding corpus of research on ABA and offers practitioners practical advice for improving resource management techniques.
Ethical Accounting in a Global Context : The Role of Culture in Entrepreneurial Decision-Making Ali, Md. Mokshud; Wafik, H M Atif; Hossain, Zakir; Nobi, Md. Nur; Moni , Sharmin Akter; Kabir, Irfanul
International Journal of Entrepreneurship and Business  Management Vol. 4 No. 1 (2025)
Publisher : Asosiasi Dosen Peneliti Ilmu Ekonomi dan Bisnis Indonesia (ADPEBI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54099/ijebm.v4i1.1132

Abstract

This study examines how ethical accounting procedures and culture interact in the setting of entrepreneurship. It highlights how important cultural factors—like individuality, collectivism, and avoiding ambiguity—are to moral decision-making in accounting. A qualitative method that makes use of secondary data emphasizes how organizational behavior and ethical frameworks are shaped by cultural values. Key findings show that whereas collectivist cultures encourage collective responsibility in ethical behaviors, high uncertainty avoidance cultures impose more stringent ethical standards. One important element that improves ethical behavior and stakeholder trust is the incorporation of corporate social responsibility or CSR. The study also addresses the moral dilemmas raised by globalization and technology breakthroughs, which call for cultural competency in negotiating a variety of moral terrains. Entrepreneurs are advised to set clear ethical principles, promote an ethical business culture, and provide cultural sensitivity training. Businesses may successfully negotiate the challenges of moral accounting decision-making by cultivating cultural sensitivity and placing a high priority on moral principles, thereby supporting ethical and sustainable entrepreneurship in a globalized world.