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All Journal Jurnal Ilmiah Bisnis dan Ekonomi Asia (Jibeka)
Misbahuddin, Abdullah Afif
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Economics, Econometrics & Finance

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MSMES INTEREST IN THE USE OF SHARIA E-PAYMENT: EXPANDED IMPLEMENTATION OF THE TECHNOLOGY ACCEPTANCE MODEL (TAM) Agustina, Ike Dwi; Wahidiyah, Rahmatul 'Aini; Misbahuddin, Abdullah Afif; Ningtyas, Mega Noerman; Budianto, Eka Wahyu Hestya
Jurnal Ilmiah Bisnis dan Ekonomi Asia Vol 18 No 1 (2024): Jurnal Ilmiah Bisnis dan Ekonomi Asia
Publisher : Institut Teknologi dan Bisnis Asia Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32815/jibeka.v18i1.1905

Abstract

Advances in technology and information encourage the development of payment methods using electronic devices (e-payment) to exchange goods and services without needing cash. This study examines the factors that influence the interest of MSMEs in Malang City, especially in the culinary field, in using Sharia e-payments by expanding the TAM model. This type of research is descriptive quantitative. The survey used a structural equation model (SEM) with the Amos software test tool (Versi 26). One hundred twenty-five respondents were collected as a test. The results show that PS has an insignificant effect on PU and PEOU. PEOU influences PU. PFC has a significant negative effect on Islamic e-payment IU. PU has no significant effect on the IU of Sharia e-payments. Meanwhile, PEOU influences IU Sharia e-payments.
Co-Authors Agustina, Ike Dwi Budianto, Eka Wahyu Hestya Mega Noerman Ningtyas Wahidiyah, Rahmatul 'Aini