Herlina
Institut Agama Islam Al-Qur’an Al-Ittifaqiah (IAIQI) Ogan Ilir Sumsel

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DIMENSI AKSES EKONOMI SYARIAH PADA BISNIS START UP Herlina
Al-Iqtishad: Jurnal Ekonomi Syariah Vol. 2 No. 02 (2021): Januari-Juni 2021
Publisher : Program Studi Ekonomi Syariah

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The sharia economic master plan in Indonesia for the period 2019 - 2024 focuses on efforts to increase the size of the halal industry production. The dimension of sharia economic access is more about measuring the ability to use the sharia economy in various sectors, in this journal it is concentrated on startup businesses. This study aims to examine some literature and data on the phenomenon of the emergence of startup businesses. This research belongs to the category of library research with a qualitative approach and uses a descriptive level of explanation. The form and type of research are categorized as phenomenology. When the research was conducted in April 2021. Key informants and informants are the relation of researchers engaged in start-up business. Data collection was carried out by means of interview and observation. Exposure data and reviewed from the research location are classified as reference studies, data analysis which is supported by scholarship using literature / literature in the form of books, journals and relevant sources. The results of the research obtained are that there is a need for the development of knowledge in expanding the start-up business by carrying out marketing activities using social and digital media in order to reach target markets and anticipate competition. An important point in marketing is to distribute information and disseminate products in the start-up business to all segments or circles of society. The use of the market must be controlled by entrepreneurs in the start-up business sector, especially playing positive opportunities that exist around or in the environment. The conclusion of this study is that the pattern of access to Islamic economics in start-up businesses must use clear procedures and performance by describing in detail about product weaknesses or deficiencies, optimal service, clear, polite and still in the corridor of Islamic ethics. The form of sharia economic access to start-up businesses still adheres to Islamic rules and regulations. The dimension of sharia economic access is very much needed by adhering to the halalness of products and making transactions.
PERCEPTION OF MUAMALAH JURISPRUDENCE ON PAYMENT METHODS IN ONLINE BUSINESS Herlina
Al-Iqtishad: Jurnal Ekonomi Syariah Vol. 3 No. 01 (2021): Juli-Desember 2021
Publisher : Program Studi Ekonomi Syariah

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Increasingly sophisticated technology brings online business transactions in all forms of human activity. This manual business change has both positive and negative impacts related to objects or malls. Muamalah fiqh directs business people and the community (especially those who are Muslim) to always adhere to the patterns and principles of Islamic sharia muamalah. This article uses research with a qualitative approach that examines phenomena that occur in society, using several reference journals, books and exposure to problems both on social media and in the relevant realities of life. This study resulted in findings about understanding (fiqh) in doing business online must always use the principles of muamalah and the principles of Islamic law. Online business is created to facilitate buying and selling transactions with the intention of helping each other and benefiting the interests of each other. The basis of these intentions and objectives must still adhere to vigilance in transactions because the goods are not seen by the buyer directly. There are 2 (two) payment systems in this online business, namely transfer and Cash On Delivery (COD). The research findings are more inclined to the COD system which is safer because the receipt of the goods (even though the consumer has not seen the purchased goods) will give a sense of security to the buyer and the seller has made transactions according to sharia with the concept of goods with money being given. The conclusion is that buyers are not recommended to make payment transactions other than COD in online businesses.