Muhammad Rexsa Assyarofi
Indonesia Research For Economic and Finance (IREF)

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Locus of Control Mediation: Effect of financial Knowledge and financial Attitude on Financial Management Behavior Muntafiah Muntafiah; Muhammad Rexsa Assyarofi
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 4 No. 1: November 2024
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v4i1.5424

Abstract

The purpose of this study is to determine whether there is an influence of financial knowledge and financial attitude on financial management behavior through locus of control. The population in this study consists of students in the Solo Raya area, with a sample size of 250 respondents. This research employs a quantitative approach using SEM-SmartPLS as the analysis tool. The results of this study indicate that (1) there is an influence of financial knowledge on financial management behavior, (2) there is an influence of financial attitude on financial management behavior, (3) there is an influence of locus of control on financial management behavior, (4) there is no influence of financial knowledge on locus of control, (5) there is an influence of financial attitude on locus of control, (6) there is no influence of financial knowledge on financial management behavior through locus of control, and (7) there is an influence of financial attitude on financial management behavior through locus of control.