Ayu Denis Christinawati
Sekolah Tinggi ilmu Ekonomi Al-Anwar Mojokerto

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Urgensi Pembentukan Lembaga Mediasi Perbankan Independen Sebagai Upaya Strategis Mewujudkan Arsitektur Perbankan Ayu Denis Christinawati
BIP's JURNAL BISNIS PERSPEKTIF Vol 13 No 1 (2021): Januari
Publisher : Fakultas Ekonomi Universitas Katolik Darma Cendika

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (247.495 KB) | DOI: 10.37477/bip.v13i1.207

Abstract

The business world in Indonesia is growing rapidly, marked by the number ofcommercial banks and conventional banks. This development is accompanied byvarious problems that arise from customers to banks in payment systems andservices. In this condition, the bank and the customer use mediation as analternative solution for dispute resolution between the two parties. Bankingmediation is an Indonesian Banking Architecture Program (API). This program isfocused on efforts to empower and improve banking consumer protection. Seeing the importance of the complexity of the problems above, research is compiled which is expected to be able to provide and offer solutions to encourage the creation of a healthy and strong Indonesian Banking Architecture (API) in the future. What is the basis for the urgency of establishing an independent banking mediation institution? What is a concrete solution regarding the establishment of an independent banking mediation institution by the Banking Association as a strategic effort to realize the pillars of the Indonesian Banking Architecture (API)? In this study using the Normative Juridical research method. In this context the researcher wants to study and analyze several positive legal instruments that support (support) the implementation of dispute resolution mechanisms through the mediation process in the banking business sector. Besides examining positive legal instruments to complete the analysis, it also uses supporting data in the form of banking mediation practices implemented by Bank Indonesia and several banks. The urgency of establishing a banking mediation institution in an effort to realize the Independent Banking Architecture (API) is based on two aspects, namely the economic aspect and the juridical aspect. The establishment of a banking mediation institution must be encouraged by the banking association. So that there is no access to state losses that are charged. This happened because there was a dispute settlement between the banking and the customer mediated by Bank Indonesia.
LIVING LAW DALAM KUHP INDONESIA PERSPEKTIF HUKUM ADAT DAN DAMPAKNYA TERHADAP PENEGAKAN HUKUM Ayu Denis Christinawati
Civilia: Jurnal Kajian Hukum dan Pendidikan Kewarganegaraan Vol. 3 No. 1 (2024): Civilia: Jurnal Kajian Hukum dan Pendidikan Kewarganegaraan
Publisher : Civilia: Jurnal Kajian Hukum dan Pendidikan Kewarganegaraan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.572349/civilia.v3i1.1689

Abstract

Beberapa orang di Indonesia masih mengikuti aturan-aturan adat yang tidak tertulis, yang menurut para pendukung ketentuan hukum yang hidup, menciptakan rasa keadilan yang lebih tinggi dibandingkan dengan penerapan hukuman pidana. Dengan tujuan untuk dapat lebih memahami kedudukan hukum adat dalam hukum positif Indonesia, lebih siap mempertanggungjawabkan kegiatan-kegiatan yang tergolong pelanggaran atau kejahatan adat, dan memperoleh pemahaman yang lebih mendalam mengenai hukum. pembatasan yang diatur dalam KUHP. KUHP Nasional memuat aturan-aturan hukum yang umumnya bermanfaat bagi masyarakat. Penelitian ini menggunakan teknik penelitian hukum normatif preskriptif. Metode penelitian yang digunakan dalam bidang hukum bervariasi dari satu penelitian ke penelitian lainnya. Berdasarkan temuan tersebut, unit masyarakat adat diakui dan didukung oleh negara. Perlu juga dicatat bahwa negara selalu mengakui keabsahan hukum adat dalam kelompok-kelompok ini..