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All Journal Innovative: Journal Of Social Science Research PUBLIDIMAS
Budimansyah, Muhammad
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Humanities Computer Science & IT Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Other

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Analisis Penyelesaian Akad Akad Pembiayaan Bermasalah Di BPRS Al Washliyah Medan Budimansyah, Muhammad; Ridwan, Muhammad
Innovative: Journal Of Social Science Research Vol. 3 No. 6 (2023): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

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Abstract

Tujuan dilakukannya penelitian ini antara lain adalah untuk mengetahui bagaimana penyelesaian pembiayaan yang bermasalah pada Bank BPRS Al- Washliyah Krakatau, untuk mengetahui faktor apa saja yang menjadi penghambat Bank BPRS Al - Washliyah Krakatau dalam rangka penyelesaian pembiayaan yang bermasalah tersebut dan untuk mengetahui kesesuaiaan praktik penyelesaiaan pembiayaan yang bermasalah dengan Fatwa Dewan Syariah Nasional (DSN). Metode pada penelitian ini adalah metode kualitatif deskriptif, dengan wawancara mendalam sebagai alat pengumpul data. Hasil penelitian ini menyatakan Pelaksanaan pemberian pembiayaan di BPRS telah dilakukan sesuai prosedur yang telah ditentukan serta peraturan-peraturan pokok pembiayaan yang berlaku, baik peraturan interen BPRS yaitu Pedoman Pelaksanaan Pembiayaan dan Peraturan Otoritas Jasa Keuangan (POJK
PENGENALAN PELUANG DAN PENGEMBANGAN KARIR DI JURUSAN PERBANKAN SYARIAH Ridwan, Muhammad; Budimansyah, Muhammad
Publikasi Pengabdian Masyarakat Vol 3 No 1 (2023): PUBLIDIMAS Vol. 3 No. 1 MEI 2023
Publisher : LPPM Universitas Potensi Utama

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Abstract

This community service aims to socialize the introduction of opportunities and career development in the sharia banking department to students in class XI and XI of State Preparatory Madrasah Aliyah 4 Medan. As the financial industry develops, more and more students are interested in pursuing sharia banking education. Islamic banking is a banking system that operates based on Islamic economic principles. These principles include financial aspects that are in accordance with Islamic sharia law, known as "fiqh muamalah" or economic law in Islam. In contrast to conventional banking which uses interest as its main instrument, sharia banking uses financial mechanisms that are in accordance with Islamic principles, such as sharing profits and risks between the bank and customers using the principle of profit sharing. By delivering material using lecture and discussion methods, we see the importance of socialization regarding the introduction of opportunities and career development in the sharia banking department. The results of this service show that students understand sharia banking and have a great desire to continue their studies in the sharia banking study program.
Co-Authors Muhammad Ridwan