Article Per Year (5 Year)
p-Index From 2021 - 2026
0.444
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This Author published in this journals
All Journal Al-Kharaj: Journal of Islamic Economic and Business Inclusive Society and Sustainability Studies (ISSUES)
Sri Sundari
Hasanuddin University
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Social Sciences

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The Effect of Transaction Intensity and E-Wallet Promotion Features on Student Personal Financial Management adriyana nuryadin; Mediaty; Sri Sundari
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 2 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i2.10538

Abstract

The rapid growth of financial digitalization has fostered "payment decoupling," a psychological gap between purchasing and actual spending that diminishes financial awareness and encourages impulsive consumption among university students. This research investigates how the frequency of digital transactions and e-wallet promotional incentives influence students' personal financial management, utilizing the framework of Mental Accounting theory. This study adopts a quantitative causal-associative design, analyzing data from 100–150 university students selected via purposive sampling. Multiple linear regression was employed to evaluate the relationship between the variables. The analysis reveals that transaction intensity and promotional stimuli collectively exert a significant impact on financial behavior, where the convenience of digital platforms often undermines effective spending self-regulation. These results highlight the critical necessity for improved digital financial literacy to assist students in mitigating the risks of excessive consumption driven by high-frequency digital access and aggressive marketing tactics.
Ten Years of Government Budgeting Research – A Review of Recommendations for Future Budgeting Practices Endang Tri Pratiwi; Mediaty; Grace T Pontoh; Sri Sundari; Aini Indrijawati
Inclusive Society and Sustainability Studies Vol. 5 No. 1 (2025): August Volume
Publisher : Research Synergy Foundation

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31098/issues.v5i1.3291

Abstract

Government budgeting serves not only as a financial document but also as a political instrument that reflects the priorities and values of society. Various types of budgeting have become the focus of research, with several research gaps identified, including the conditions that trigger changes in budgeting strategies, the different types of budgeting chosen, and pathways for future research that reflect important emerging and unexplored areas related to theory, context, characteristics, and methodology. This article aims to identify common issues related to the role of key persons and the budgeting cycle, with the goal of minimising gaps in the future budgeting practice literature. The use of PRISMA-SPAR4 through the Watase UAKE application resulted in a comprehensive search and strict supervision in this article, reducing the initial 133 articles to 43 articles based on keywords. The search for article data through the keyword "Government Budgeting". Furthermore, the screening process is determined by several criteria, namely 1) only articles published in scientific journals; 2) between 2014 and 2023; and 3) indexed by Scopus Q1–Q4. As a result, this review reveals important trends in articles, authors, countries, and research themes in government budgeting over the past, present, and future periods. This study categorises various types of budgeting in the government sector across different countries, providing a reference source for interested parties to inform their formulation of budgeting types under multidimensional conditions. Additionally, this research constitutes a literature review that focuses on government budgeting practices over the last decade.
Co-Authors adriyana nuryadin Aini Indrijawati Endang Tri Pratiwi Grace T Pontoh Mediaty